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Mid-Cities Credit Union Share
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Overview Share
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Mid-Cities Credit Union is a non-federally insured state credit union based in Compton, California. It has been opened since 1955, for 67 years.

With around $19,290,000 in assets, Mid-Cities Credit Union is considered to be a medium size credit union. It has 1 branches and 1 ATM locations.

About Share
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Address 325 S. Santa Fe Avenue
Compton, California 90221
Website http://www.midcitiesfcu.org
Phone (310) 638-5147
Fax (310) 638-8650
CEO Silvio Jorge
President of the Board Floyd Knox
Services Offered
Score Card Share
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67 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
4,987 members
Membership type: State chartered natural person credit union
Average number of members
623:1
Credit union member to staff ratio
623 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$19,288,168
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
12.05%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Mid-Cities Credit Union Branch Locations

Mid-Cities Credit Union: Office
325 S. Santa Fe Avenue
Compton, California 90221
ATM Available
Mid-Cities Credit Union: Datalok
727 Kingshill Pl
Carson, California 90746
No ATM
Members Share
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4,987 members
Membership type: State chartered natural person credit union
Average number of members

With 4,987 members, the Mid-Cities Credit Union is considered to be a medium size credit union. It is larger than 57% of credit unions.

Fees Share
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$61
Average fee per member
The average fee per member at the Mid-Cities Credit Union is $61, which is high compared to most credit unions. This rate is higher than 60% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Mid-Cities Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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623:1
Credit union member to staff ratio
623 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
8 staff members
FTE (full-time equivalent)
0% of employees are part-time
8 full-time, 0 part-time

Mid-Cities Credit Union has 8 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Mid-Cities Credit Union has around 623 members per staff, a high ratio compared to other credit unions.

Assets Share
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$19,288,168
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$7,340
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 75% of credit unions.

Mid-Cities Credit Union holds a total of $9,230,000 in loans and leases, which is about $7,340 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Mid-Cities Credit Union pays 0.05%.

Loan rates Share
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12.05%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
15.34%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.56%
New car loan rate
Compared to 4.0% nationally
7.26%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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8.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.54%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Mid-Cities Credit Union: Office ATM
Credit Union ATM: 325 S. Santa Fe Avenue
Compton, California 90221
Mid-Cities Credit Union: Office
Credit Union Branch: 325 S. Santa Fe Avenue
Compton, California 90221 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Mid-Cities Credit Union
Credit Union: Well Capitalized Compton, California 4987.0 $19 million Well Capitalized
Mobility Credit Union: Mid-Cities
Credit Union Branch: 606 Grapevine Highway
Suite A.
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Bedford, Texas 76021 ATM Available
Mobility Credit Union: Mid-Cities ATM
Credit Union ATM: 606 Grapevine Highway
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Mid-Cities Credit Union: Datalok
Credit Union Branch: 727 Kingshill Pl
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Unity One Credit Union: Bctal Branch
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