Feedback
Share
Link
Link copied!
Asset Brief
Millstream Area Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Millstream Area Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
About Share
Link
Link copied!
Address 1007 Western Avenue
Findlay, Ohio 45840
Website http://www.millstreamcu.com
Phone (419) 422-5626
Fax (419) 422-2003
CEO Karen Reams
President of the Board Steve Rupe
Services Offered
Score Card Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
8,330 members
Membership type: State chartered natural person credit union
Above average number of members
416:1
Credit union member to staff ratio
416 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$41,283,638
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
0.01%
Savings interest rate
Compared to 0.3% nationally
14.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
2 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
Millstream Area Credit Union Branch Locations

Millstream Area Credit Union: West Office-Main
1007 Western Avenue
Findlay, Ohio 45840
ATM Available
Millstream Area Credit Union: North Baltimore Office
214 North Main Street
North Baltimore, Ohio 45872
ATM Available
Members Share
Link
Link copied!
Back to Top
8,330 members
Membership type: State chartered natural person credit union
Above average number of members

With 8,330 members, the Millstream Area Credit Union is considered to be a large credit union. It is larger than 67% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$123
Average fee per member
The average fee per member at the Millstream Area Credit Union is $123, which is very high compared to most credit unions. This rate is higher than 92% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Millstream Area Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
416:1
Credit union member to staff ratio
416 per each FTE employee
Compared to 411:1 nationally
Fewer staff
20 staff members
FTE (full-time equivalent)
0% of employees are part-time
20 full-time, 0 part-time

Millstream Area Credit Union has 20 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Millstream Area Credit Union has around 416 members per staff, a higher ratio compared to other credit unions.

Assets Share
Link
Link copied!
Back to Top
$41,283,638
Total assets
Average size
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$8,995
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 60% of credit unions.

Millstream Area Credit Union holds a total of $29,000,000 in loans and leases, which is about $8,995 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.01%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Millstream Area Credit Union pays 0.01%.

Loan rates Share
Link
Link copied!
Back to Top
14.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
14.56%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.72%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
3.43%
New car loan rate
Compared to 4.0% nationally
6.63%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.11%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.28%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

Other Credit Unions

See all...
Hancock Credit Union
Credit Union: Well Capitalized Findlay, Ohio 9912.0 $77 million Well Capitalized
Code Credit Union
Credit Union: Well Capitalized Dayton, Ohio 13366.0 $129 million Well Capitalized
Saints Margaret & Gregory Credit Union
Credit Union: Well Capitalized South Euclid, Ohio 2367.0 $12 million Well Capitalized
East Ohio Gas Yn Div Emp Credit Union
Credit Union: Well Capitalized Youngstown, Ohio 359.0 $4 million Well Capitalized
Freedom First Credit Union
Credit Union: Well Capitalized Dayton, Ohio 6740.0 $36 million Well Capitalized
Education First Credit Union, Inc.
Credit Union: Well Capitalized Columbus, Ohio 13253.0 $109 million Well Capitalized
Impact Credit Union, Inc.
Credit Union: Well Capitalized Clyde, Ohio 16231.0 $143 million Well Capitalized
Cleveland Heights Teachers Credit Union
Credit Union: Well Capitalized Cleveland, Ohio 1091.0 $7 million Well Capitalized
Union of Poles in America Credit Union
Credit Union: Well Capitalized Garfield HTS, Ohio 418.0 $736k Well Capitalized
General Portland Peninsular Emps. Credit Union
Credit Union: Well Capitalized Paulding, Ohio 175.0 $471k Well Capitalized

Additional Credit Unions

See all...
Sun Credit Union
Credit Union: Well Capitalized Maumee, Ohio 35386.0 $511 million Well Capitalized
Firestone Credit Union
Credit Union: Well Capitalized Akron, Ohio 9795.0 $200 million Well Capitalized
Wright-Dunbar Area Credit Union
Credit Union: Well Capitalized Dayton, Ohio 418.0 $565k Well Capitalized
Telhio Credit Union
Credit Union: Well Capitalized Columbus, Ohio 77025.0 $838 million Well Capitalized
Ys Credit Union
Credit Union: Well Capitalized Yellow Springs, Ohio 1987.0 $21 million Well Capitalized
Morrow County Credit Union
Credit Union: Well Capitalized Mount Gilead, Ohio 1094.0 $7 million Well Capitalized
Ohio Valley Credit Union
Credit Union: Well Capitalized Batavia, Ohio 2675.0 $24 million Well Capitalized
Cincinnati Healthcare Associates Credit Union
Credit Union: Well Capitalized Cincinnati, Ohio 4420.0 $19 million Well Capitalized
Latvian Cleveland Credit Union
Credit Union: Well Capitalized Lakewood, Ohio 1039.0 $30 million Well Capitalized
University of Toledo Credit Union
Credit Union: Well Capitalized Toledo, Ohio 6680.0 $71 million Well Capitalized

Other Credit Unions

See all...
Trumbull County Postal Employees Credit Union
Credit Union: Well Capitalized Warren, Ohio 234.0 $1 million Well Capitalized
Allwealth Credit Union
Credit Union: Well Capitalized Hamilton, Ohio 3154.0 $19 million Well Capitalized
Yorkville Community Credit Union
Credit Union: Well Capitalized Yorkville, Ohio 1269.0 $10 million Well Capitalized
Heartland Credit Union
Credit Union: Well Capitalized Dayton, Ohio 9761.0 $100 million Well Capitalized
Softite Community Credit Union
Credit Union: Well Capitalized Martins Ferry, Ohio 3387.0 $22 million Well Capitalized
Shaker Heights Credit Union
Credit Union: Well Capitalized Shaker Heights, Ohio 252.0 $2 million Well Capitalized
Steel Valley Credit Union
Credit Union: Well Capitalized Cleveland, Ohio 4640.0 $24 million Well Capitalized
Odjfs Credit Union
Credit Union: Well Capitalized Columbus, Ohio 2697.0 $10 million Well Capitalized
Gorman-Rupp & Associates Credit Union
Credit Union: Well Capitalized Mansfield, Ohio 1872.0 $8 million Well Capitalized
Local #673 Credit Union
Credit Union: Well Capitalized Mentor, Ohio 487.0 $2 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Millstream Area Credit Union

See all...
First Credit Bank
Bank: West Hollywood, California 122237599.0
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
Millstream Area Credit Union
Credit Union: Well Capitalized Findlay, Ohio 8330.0 $41 million Well Capitalized
Millstream Area Credit Union: North Baltimore Office
Credit Union Branch: 214 North Main Street
North Baltimore, Ohio 45872 ATM Available
Credit First National Association
Bank: Brook Park, Ohio 41202980.0
Millstream Area Credit Union: North Baltimore Office ATM
Credit Union ATM: 214 North Main Street
North Baltimore, Ohio 45872
Millstream Area Credit Union: West Office-Main
Credit Union Branch: 1007 Western Avenue
Findlay, Ohio 45840 ATM Available
Millstream Area Credit Union: West Office-Main ATM
Credit Union ATM: 1007 Western Avenue
Findlay, Ohio 45840
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.