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Mississippi Dhs Credit Union

Overview
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Mississippi Dhs Credit Union is a federal credit union based in Jackson, Mississippi. It has been opened since 1952, for 68 years.

With around $8,070,000 in assets, Mississippi Dhs Credit Union is considered to be a medium size credit union. It has 1 branches and 3 ATM locations.

About
Address 767 North President Street
Jackson, Mississippi 39202
Website http://www.msdhsfcu.com
Phone (601) 354-6544
Fax (601) 354-6553
CEO Joey Minton
President of the Board Barry Dixon
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
2,193 members
Membership type: Federal, State, Local Government
Below average number of members
439:1
Credit union member to staff ratio
439 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$8,067,980
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Mississippi
Average number of branches
0.30%
Savings interest rate
Compared to 0.3% nationally
8.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 2 in Mississippi
Average number of branches
Mississippi Dhs Credit Union Branch Locations

Mississippi Dhs Credit Union: Ms Dhs Federal Credit Union
767 North President Street
Jackson, Mississippi 39202
ATM Available
Members
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2,193 members
Membership type: Federal, State, Local Government
Below average number of members

With 2,193 members, the Mississippi Dhs Credit Union is considered to be a small credit union. It is smaller than 63% of credit unions.

Fees
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$92
Average fee per member
The average fee per member at the Mississippi Dhs Credit Union is $92, which is very high compared to most credit unions. This rate is higher than 81% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Mississippi Dhs Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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439:1
Credit union member to staff ratio
439 per each FTE employee
Compared to 411:1 nationally
Fewer staff
5 staff members
FTE (full-time equivalent)
0% of employees are part-time
5 full-time, 0 part-time

Mississippi Dhs Credit Union has 5 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Mississippi Dhs Credit Union has around 439 members per staff, a higher ratio compared to other credit unions.

Assets
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$8,067,980
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
18.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$3,263
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 96% of credit unions.

Mississippi Dhs Credit Union holds a total of $4,570,000 in loans and leases, which is about $3,263 per member on average.

Savings interest rate
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0.30%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Mississippi Dhs Credit Union pays 0.30%.

Loan rates
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8.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.00%
New car loan rate
Compared to 4.0% nationally
8.00%
Used car loan rate
Compared to 5.2% nationally
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Assets
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Average Fee
Credit Card Loan Interest Rate
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