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Missoula Credit Union

Overview
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Missoula Credit Union is a federal credit union based in Missoula, Montana. It has been opened since 1956, for 64 years.

With around $524,420,000 in assets, Missoula Credit Union is considered to be a very large credit union. It has 6 branches and 6 ATM locations.

About
Address 3600 Brooks Street
Missoula, Montana 59801
Website http://www.missoulafcu.org
Phone (406) 523-3300
Fax (406) 523-3535
CEO Jack Lawson
President of the Board Don Creveling
Services Offered
Map
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Score Card
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64 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
50,091 members
Membership type: Unknown
Above average number of members
326:1
Credit union member to staff ratio
326 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$524,423,012
Total assets
Above average
6 branches
Compared with an average of 4 nationally and 2 in Montana
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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6 branches
Compared with an average of 4 nationally and 2 in Montana
Above average number of branches
Missoula Credit Union Branch Locations

Missoula Credit Union: Mfcu - Um
First Level University Center
Missoula, Montana 59812
ATM Available
Missoula Credit Union: Mfcu - Sv
107 Main Street
Stevensville, Montana 59870
ATM Available
Missoula Credit Union: Mfcu - Rus
1775 S. Russell Street
Missoula, Montana 59801
ATM Available
Missoula Credit Union: Mfcu - Rs
2610 North Reserve Street
Missoula, Montana 59808
ATM Available
Missoula Credit Union: Mfcu - Dt
126 W. Spruce Street
Missoula, Montana 59802
ATM Available
Missoula Credit Union: Mfcu - Ss
3600 Brooks Street
Missoula, Montana 59801
ATM Available
Members
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50,091 members
Membership type: Unknown
Above average number of members

With 50,091 members, the Missoula Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 91% of credit unions.

Fees
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$44
Average fee per member
The average fee per member at the Missoula Credit Union is $44, which is comparable to most credit unions. This rate is lower than 54% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Missoula Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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326:1
Credit union member to staff ratio
326 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
154 staff members
FTE (full-time equivalent)
2% of employees are part-time
152 full-time, 3 part-time

Missoula Credit Union has 152 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Missoula Credit Union has around 326 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$524,423,012
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$11,068
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 58% of credit unions.

Missoula Credit Union holds a total of $265,110,000 in loans and leases, which is about $11,068 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Missoula Credit Union pays 0.05%.

Loan rates
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7.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.15%
New car loan rate
Compared to 4.0% nationally
4.15%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
4.75%
Other real estate loan rates
Compared to 0.9% nationally
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Assets
Net Worth Classification
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Average Fee
Credit Card Loan Interest Rate
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Credit Card Loan Interest Rate
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Credit Card Loan Interest Rate
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Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
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