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Mobiloil Credit Union

Overview
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Mobiloil Credit Union is a federal credit union based in Beaumont, Texas. It has been opened since 1935, for 85 years.

With around $805,850,000 in assets, Mobiloil Credit Union is considered to be a very large credit union. It has 10 branches and 10 ATM locations.

About
Address P.O. Box 12849
Beaumont, Texas 77726
Website http://www.mobiloilcu.org
Phone (409) 892-1111
Fax (409) 924-5194
CEO John M. Doucet
President of the Board Richard Hegele
Services Offered
Map
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Score Card
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85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
56,518 members
Membership type: Unknown
Above average number of members
289:1
Credit union member to staff ratio
289 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$805,854,445
Total assets
Above average
10 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
9.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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10 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Mobiloil Credit Union Branch Locations

Mobiloil Credit Union: Delaware Branch
1810 North Major Drive
Beaumont, Texas 77713
ATM Available
Mobiloil Credit Union: Carroll Street Branch
2050 Carroll Street
Beaumont, Texas 77701
ATM Available
Mobiloil Credit Union: Calder Branch
3535 Calder Avenue
Beaumont, Texas 77706
ATM Available
Mobiloil Credit Union: Mont Belvieu
11250 Eagle Drive
Mont Belvieu, Texas 77523
ATM Available
Mobiloil Credit Union: Mid-County Branch
1131 S. Highway 69
Nederland, Texas 77627
ATM Available
Mobiloil Credit Union: Jasper Branch
465 E. Gibson Street
Jasper, Texas 75951
ATM Available
Mobiloil Credit Union: Treadway Branch
4285 Treadway Road
Beaumont, Texas 77706
ATM Available
Mobiloil Credit Union: Silsbee Branch
408 Highway 96 S.
Silsbee, Texas 77656
ATM Available
Mobiloil Credit Union: Vidor Branch
1100 North Main Street
Vidor, Texas 77662
ATM Available
Mobiloil Credit Union: Lumberton Branch
604 S. Main Street
Lumberton, Texas 77657
ATM Available
Members
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56,518 members
Membership type: Unknown
Above average number of members

With 56,518 members, the Mobiloil Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 92% of credit unions.

Fees
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$106
Average fee per member
The average fee per member at the Mobiloil Credit Union is $106, which is very high compared to most credit unions. This rate is higher than 87% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Mobiloil Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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289:1
Credit union member to staff ratio
289 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
196 staff members
FTE (full-time equivalent)
4% of employees are part-time
191 full-time, 9 part-time

Mobiloil Credit Union has 191 full-time staff members and 9 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Mobiloil Credit Union has around 289 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$805,854,445
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,469
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 73% of credit unions.

Mobiloil Credit Union holds a total of $656,100,000 in loans and leases, which is about $13,469 per member on average.

Savings interest rate
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Mobiloil Credit Union pays 0.20%.

Loan rates
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9.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.25%
New car loan rate
Compared to 4.0% nationally
4.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
7.25%
Other real estate loan rates
Compared to 0.9% nationally
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