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Morgantown A E S Credit Union Share
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Overview Share
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Morgantown A E S Credit Union is a federal credit union based in Morgantown, West Virginia. It has been opened since 1955, for 67 years.

With around $45,470,000 in assets, Morgantown A E S Credit Union is considered to be an average size credit union. It has 2 branches and 2 ATM locations.

About Share
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Address 1133 Van Voorhis Road
Morgantown, West Virginia 26505
Website http://www.aesfcu.com
Phone (304) 599-9600
Fax (304) 599-1300
CEO Michael K. Gillespie
President of the Board Georganne St.Clair
Services Offered
Score Card Share
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67 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
5,090 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members
509:1
Credit union member to staff ratio
509 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$45,468,731
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 2 in West Virginia
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 2 in West Virginia
Above average number of branches
Morgantown A E S Credit Union Branch Locations
Members Share
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5,090 members
Membership type: Multiple common bond – primary federal, state, local government
Average number of members

With 5,090 members, the Morgantown A E S Credit Union is considered to be a medium size credit union. It is larger than 57% of credit unions.

Fees Share
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$28
Average fee per member
The average fee per member at the Morgantown A E S Credit Union is $28, which is low compared to most credit unions. This rate is lower than 67% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Morgantown A E S Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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509:1
Credit union member to staff ratio
509 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
10 staff members
FTE (full-time equivalent)
0% of employees are part-time
10 full-time, 0 part-time

Morgantown A E S Credit Union has 10 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Morgantown A E S Credit Union has around 509 members per staff, a high ratio compared to other credit unions.

Assets Share
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$45,468,731
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
7.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$19,568
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 91% of credit unions.

Morgantown A E S Credit Union holds a total of $30,700,000 in loans and leases, which is about $19,568 per member on average.

Savings interest rate Share
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Morgantown A E S Credit Union pays 0.15%.

Loan rates Share
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7.76%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.67%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.66%
New car loan rate
Compared to 4.0% nationally
3.33%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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3.24%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.62%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Morgantown A. E. S. Credit Union: Morgantown Aes Federal Credit Union Niosh Branch
Credit Union Branch: 1095 Willowdale Road
Morgantown, West Virginia 26505 ATM Available
Members Credit Union - Morganton
Credit Union Branch: 106 E. Fleming Drive
Morganton, North Carolina 28655 No ATM
Morgantown A. E. S. Credit Union: Morgantown Aes Federal Credit Union Main Office
Credit Union Branch: 1133 Van Voorhis Road
Morgantown, West Virginia 26505 ATM Available
Morgantown A E S Credit Union
Credit Union: Well Capitalized Morgantown, West Virginia 5090.0 $45 million Well Capitalized
S.S.B. Morganton Savings Bank
Bank: Morganton, North Carolina 253171003.0
Inc Citizens Bank of Morgantown
Bank: Morgantown, West Virginia 251573182.0