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Muncie Post Office Credit Union Share
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Overview Share
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Muncie Post Office Credit Union is a non-federally insured state credit union based in Muncie, Indiana. It has been opened since 1928, for 94 years.

With around $720,000 in assets, Muncie Post Office Credit Union is considered to be a small credit union.

About Share
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Address PO Box 2061
Muncie, Indiana 47307
Phone (765) 282-1309
CEO Steven L. Elgan
President of the Board Larry Massie
Services Offered
Score Card Share
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94 years
Years in business
Opened in 1928
Well Capitalized
Net worth classification
Source: NCUA
266 members
Membership type: State chartered natural person credit union
Below average number of members
266:1
Credit union member to staff ratio
266 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$716,325
Total assets
Below average
0 branches
Compared with an average of 4 nationally and 3 in Indiana
Average number of branches
1.00%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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0 branches
Compared with an average of 4 nationally and 3 in Indiana
Average number of branches
Muncie Post Office Credit Union Branch Locations

Muncie Post Office Credit Union
501 W. Memorial Drive
Muncie, Indiana 47302
No ATM
Members Share
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266 members
Membership type: State chartered natural person credit union
Below average number of members

With 266 members, the Muncie Post Office Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 96% of credit unions.

Fees Share
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Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Muncie Post Office Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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266:1
Credit union member to staff ratio
266 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
1 staff members
FTE (full-time equivalent)
100% of employees are part-time
0 full-time, 2 part-time

Muncie Post Office Credit Union has 0 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of part-time staff, at approximately 100% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Muncie Post Office Credit Union has around 266 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$716,325
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
23.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$5,207
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 89% of credit unions.

Muncie Post Office Credit Union holds a total of $400,000 in loans and leases, which is about $5,207 per member on average.

Savings interest rate Share
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1.00%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Muncie Post Office Credit Union pays 1.00%.

Loan rates Share
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15.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
12.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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8.00%
Used car loan rate
Compared to 5.2% nationally

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