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Ne Pa Community Credit Union

Overview
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Ne Pa Community Credit Union is a federal credit union based in Stroudsburg, Pennsylvania. It has been opened since 1960, for 60 years.

With around $120,130,000 in assets, Ne Pa Community Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About
Address 337 Clay Avenue
Stroudsburg, Pennsylvania 18360
Website http://www.nepafcu.org
Phone (570) 421-5585
Fax (570) 421-5288
CEO Mark T. Filbert
President of the Board David Piatt
Services Offered
Map
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Score Card
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60 years
Years in business
Opened in 1960
Well Capitalized
Net worth classification
Source: NCUA
13,454 members
Membership type: Community credit union
Above average number of members
379:1
Credit union member to staff ratio
379 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$120,128,401
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
8.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
Ne Pa Community Credit Union Branch Locations

NE Pa Community Credit Union: Main Office
337 Clay Avenue
Stroudsburg, Pennsylvania 18360
ATM Available
NE Pa Community Credit Union: Mount Pocono Branch
1235 Pocono Boulevard Suite 103
Mount Pocono, Pennsylvania 18344
ATM Available
Members
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13,454 members
Membership type: Community credit union
Above average number of members

With 13,454 members, the Ne Pa Community Credit Union is considered to be a large credit union. It is larger than 76% of credit unions.

Fees
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$101
Average fee per member
The average fee per member at the Ne Pa Community Credit Union is $101, which is very high compared to most credit unions. This rate is higher than 85% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ne Pa Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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379:1
Credit union member to staff ratio
379 per each FTE employee
Compared to 411:1 nationally
Average number of staff
36 staff members
FTE (full-time equivalent)
8% of employees are part-time
34 full-time, 3 part-time

Ne Pa Community Credit Union has 34 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Ne Pa Community Credit Union has around 379 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$120,128,401
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$8,383
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 66% of credit unions.

Ne Pa Community Credit Union holds a total of $51,380,000 in loans and leases, which is about $8,383 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ne Pa Community Credit Union pays 0.10%.

Loan rates
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8.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.35%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.25%
New car loan rate
Compared to 4.0% nationally
4.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.37%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally