Home
Contents
Explore
Search

New Castle Bellco Credit Union

Overview
Back to Top

New Castle Bellco Credit Union is a federal credit union based in New Castle, Pennsylvania. It has been opened since 1953, for 67 years.

With around $11,510,000 in assets, New Castle Bellco Credit Union is considered to be a medium size credit union.

About
Address 1011 Wilmington Avenue
New Castle, Pennsylvania 16101
Website http://WWW.NEWCASTLEBELLCO.COM
Phone (724) 654-8485
Fax (724) 654-3837
CEO Frank A. Rossetti
President of the Board Gerald Markowitz
Services Offered
Map
Back to Top
Score Card
Back to Top
67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
932 members
Membership type: Multiple common bond – primary communications and utilities
Below average number of members
466:1
Credit union member to staff ratio
466 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$11,506,061
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
12.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
New Castle Bellco Credit Union Branch Locations

New Castle Bellco Credit Union: Home
1786 Celeste Circle
Youngstown, Ohio 44511
No ATM
New Castle Bellco Federal Credit Union
1011 Wilmington Avenue
New Castle, Pennsylvania 16101
No ATM
Members
Back to Top
932 members
Membership type: Multiple common bond – primary communications and utilities
Below average number of members

With 932 members, the New Castle Bellco Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 82% of credit unions.

Fees
Back to Top
$13
Average fee per member
The average fee per member at the New Castle Bellco Credit Union is $13, which is low compared to most credit unions. This rate is lower than 78% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the New Castle Bellco Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
466:1
Credit union member to staff ratio
466 per each FTE employee
Compared to 411:1 nationally
Fewer staff
2 staff members
FTE (full-time equivalent)
0% of employees are part-time
2 full-time, 0 part-time

New Castle Bellco Credit Union has 2 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. New Castle Bellco Credit Union has around 466 members per staff, a higher ratio compared to other credit unions.

Assets
Back to Top
$11,506,061
Total assets
Below average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$8,220
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 68% of credit unions.

New Castle Bellco Credit Union holds a total of $3,520,000 in loans and leases, which is about $8,220 per member on average.

Savings interest rate
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. New Castle Bellco Credit Union pays 0.10%.

Loan rates
Back to Top
12.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
3.59%
New car loan rate
Compared to 4.0% nationally
4.29%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
3.69%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.99%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
Latrobe Area Hospital Credit Union
Location
Latrobe, Pennsylvania
Members
1596
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
10.70%
Read More
Erie T P E Credit Union
Location
Erie, Pennsylvania
Members
414
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Paper Converters Local 286/1034 Credit Union
Location
Philadelphia, Pennsylvania
Members
2296
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Merho Credit Union
Location
Johnstown, Pennsylvania
Members
5,152
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.99%
Read More
Sru Credit Union
Location
Slippery Rock, Pennsylvania
Members
3,243
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
12.90%
Read More
Dow Bucks County Credit Union
Location
Bristol, Pennsylvania
Members
1079
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More