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New Cumberland Credit Union

Overview
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New Cumberland Credit Union is a federal credit union based in New Cumberland, Pennsylvania. It has been opened since 1952, for 68 years.

With around $151,010,000 in assets, New Cumberland Credit Union is considered to be a large credit union. It has 7 branches and 4 ATM locations.

About
Address P.O. Box 658
New Cumberland, Pennsylvania 17070
Website http://www.ncfcuonline.org
Phone (717) 774-7706
Fax (717) 774-7996
CEO Donald M. Varner Jr
President of the Board James Brookes
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
18,593 members
Membership type: Community credit union
Above average number of members
376:1
Credit union member to staff ratio
376 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$151,011,586
Total assets
Above average
7 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
6.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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7 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
New Cumberland Credit Union Branch Locations

New Cumberland Credit Union: Redland High School
560 Fishing Creek Road
Red Land High School
Lewisberry, Pennsylvania 17339
No ATM
New Cumberland Credit Union: Building 54
1 Airport Drive
Building 54-3 New Cumberland Depot
New Cumberland, Pennsylvania 17070
No ATM
New Cumberland Credit Union: Gap Office
1805 North State Route 934
Fort Indiantown Gap Building 9-121 Iland Avenue
Annville, Pennsylvania 17003
ATM Available
New Cumberland Credit Union: York Office
200 Memory Lane
York, Pennsylvania 17402
ATM Available
New Cumberland Credit Union: Mechanicsburg Office
6692 Carlisle Pike
Mechanicsburg, Pennsylvania 17050
ATM Available
New Cumberland Credit Union: Main Office
345 Lewisberry Road
New Cumberland, Pennsylvania 17070
ATM Available
New Cumberland Credit Union: Edc Office
1 Airport Drive
Defense Distribution Center Room 123
New Cumberland, Pennsylvania 17070
No ATM
Members
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18,593 members
Membership type: Community credit union
Above average number of members

With 18,593 members, the New Cumberland Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 81% of credit unions.

Fees
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$37
Average fee per member
The average fee per member at the New Cumberland Credit Union is $37, which is comparable to most credit unions. This rate is lower than 59% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the New Cumberland Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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376:1
Credit union member to staff ratio
376 per each FTE employee
Compared to 411:1 nationally
Average number of staff
50 staff members
FTE (full-time equivalent)
6% of employees are part-time
48 full-time, 3 part-time

New Cumberland Credit Union has 48 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. New Cumberland Credit Union has around 376 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$151,011,586
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$10,524
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 54% of credit unions.

New Cumberland Credit Union holds a total of $108,530,000 in loans and leases, which is about $10,524 per member on average.

Savings interest rate
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. New Cumberland Credit Union pays 0.15%.

Loan rates
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6.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
10.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.65%
New car loan rate
Compared to 4.0% nationally
3.90%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.15%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.65%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally