Feedback
Share
Link
Link copied!
Asset Brief
North East Welch Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

North East Welch Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

North East Welch Credit Union is a federal credit union based in North East, Pennsylvania. It has been opened since 1953, for 69 years.

With around $16,980,000 in assets, North East Welch Credit Union is considered to be a medium size credit union.

About Share
Link
Link copied!
Address Po Box 597
North East, Pennsylvania 16428
Website http://www.newelchfcu.com
Phone (814) 725-8190
Fax (814) 725-7301
CEO Susan M. Maas
President of the Board Howard Barnes
Services Offered
Score Card Share
Link
Link copied!
Back to Top
69 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
2,707 members
Membership type: Unknown
Average number of members
318:1
Credit union member to staff ratio
318 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$16,984,960
Total assets
Below average
2 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches Share
Link
Link copied!
Back to Top
2 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
North East Welch Credit Union Branch Locations

North East Welch Credit Union: Westfield Branch
21 North Portage Street
Westfield, New York 14787
No ATM
North East Welch Federal Credit Union
115 Clay Street
North East, Pennsylvania 16428
No ATM
Members Share
Link
Link copied!
Back to Top
2,707 members
Membership type: Unknown
Average number of members

With 2,707 members, the North East Welch Credit Union is considered to be a medium size credit union. It is larger than 42% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$38
Average fee per member
The average fee per member at the North East Welch Credit Union is $38, which is comparable to most credit unions. This rate is lower than 58% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the North East Welch Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
318:1
Credit union member to staff ratio
318 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
8 staff members
FTE (full-time equivalent)
11% of employees are part-time
8 full-time, 1 part-time

North East Welch Credit Union has 8 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 89% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. North East Welch Credit Union has around 318 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$16,984,960
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$8,123
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 69% of credit unions.

North East Welch Credit Union holds a total of $9,580,000 in loans and leases, which is about $8,123 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. North East Welch Credit Union pays 0.20%.

Loan rates Share
Link
Link copied!
Back to Top
10.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
4.59%
New car loan rate
Compared to 4.0% nationally
5.38%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
4.30%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.30%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

Additional Credit Unions

See all...
Lancaster Pa Firemen Credit Union
Credit Union: Well Capitalized Lancaster, Pennsylvania 277.0 $719k Well Capitalized
University of Pennsylvania Students Credit Union
Credit Union: Well Capitalized Philadelphia, Pennsylvania 1354.0 $7 million Well Capitalized
Central Susquehanna Community Credit Union
Credit Union: Well Capitalized Danville, Pennsylvania 2272.0 $28 million Well Capitalized
Ure Credit Union
Credit Union: Well Capitalized East Pittsburgh, Pennsylvania 1190.0 $10 million Well Capitalized
Franklin Mint Credit Union
Credit Union: Well Capitalized Chadds Ford, Pennsylvania 104905.0 $1 billion Well Capitalized
Valley 1st Community Credit Union
Credit Union: Well Capitalized Monessen, Pennsylvania 7602.0 $83 million Well Capitalized
Glatco Credit Union
Credit Union: Well Capitalized Spring Grove, Pennsylvania 3325.0 $41 million Well Capitalized
Alleg-Kiski Postal Credit Union
Credit Union: Well Capitalized New Kensington, Pennsylvania 2535.0 $17 million Well Capitalized
P.N.G. Northern Credit Union
Credit Union: Well Capitalized Vandergrift, Pennsylvania 498.0 $4 million Well Capitalized
Heights Community Credit Union
Credit Union: Well Capitalized Bethlehem, Pennsylvania 2165.0 $11 million Well Capitalized

More Credit Unions

See all...
Cmc-Fcpi Employees Credit Union
Credit Union: Well Capitalized Scranton, Pennsylvania 1481.0 $8 million Well Capitalized
Norwin Teachers Credit Union
Credit Union: Well Capitalized North Huntingdo, Pennsylvania 3130.0 $24 million Well Capitalized
Iupat D.C. 21 Credit Union
Credit Union: Well Capitalized Philadelphia, Pennsylvania 309.0 $2 million Well Capitalized
B I Credit Union
Credit Union: Well Capitalized Sewickley, Pennsylvania 533.0 $4 million Well Capitalized
B V M S N Credit Union
Credit Union: Well Capitalized Walnutport, Pennsylvania 295.0 $2 million Well Capitalized
Pennsylvania Central Credit Union
Credit Union: Well Capitalized Harrisburg, Pennsylvania 10164.0 $68 million Well Capitalized
Peoples Natural G Gen Ofs Emp Credit Union
Credit Union: Well Capitalized Pittsburgh, Pennsylvania 347.0 $2 million Well Capitalized
Carnegie Mellon University Credit Union
Credit Union: Well Capitalized Pittsburgh, Pennsylvania 1604.0 $12 million Well Capitalized
K G C Credit Union
Credit Union: Well Capitalized Knox, Pennsylvania 1966.0 $6 million Well Capitalized
Southwest Communities Credit Union
Credit Union: Well Capitalized Carnegie, Pennsylvania 2046.0 $15 million Well Capitalized

Other Credit Unions

See all...
State College Credit Union
Credit Union: Well Capitalized State College, Pennsylvania 1813.0 $18 million Well Capitalized
People's Choice Credit Union
Credit Union: Undercapitalized Duryea, Pennsylvania 1192.0 $6 million Undercapitalized
I. C. Credit Union
Credit Union: Well Capitalized Indiana, Pennsylvania 1114.0 $3 million Well Capitalized
Lancaster Red Rose Credit Union
Credit Union: Well Capitalized Lancaster, Pennsylvania 6518.0 $57 million Well Capitalized
Ppg & Associates Credit Union
Credit Union: Well Capitalized Creighton, Pennsylvania 2059.0 $20 million Well Capitalized
Mon Valley Community Credit Union
Credit Union: Well Capitalized Allenport, Pennsylvania 9893.0 $157 million Well Capitalized
Net Credit Union
Credit Union: Well Capitalized Scranton, Pennsylvania 16234.0 $190 million Well Capitalized
Members 1st Credit Union
Credit Union: Well Capitalized Mechanicsburg, Pennsylvania 415127.0 $4 billion Well Capitalized
Bucks County Employees Credit Union
Credit Union: Well Capitalized Doylestown, Pennsylvania 1896.0 $40 million Well Capitalized
Riverset Credit Union
Credit Union: Well Capitalized Pittsburgh, Pennsylvania 11413.0 $114 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to North East Welch Credit Union

See all...
North East Welch Credit Union: Westfield Branch ATM
Credit Union ATM: 5011 Coakley Circle
Mariposa, California 95338
Black Hills Credit Union: East North Member Service Center
Credit Union Branch: 725 E. North Street
Rapid City, South Dakota 57701 ATM Available
North East Welch Federal Credit Union
Credit Union Branch: 115 Clay Street
North East, Pennsylvania 16428 No ATM
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
North East Welch Credit Union
Credit Union: Well Capitalized North East, Pennsylvania 2707.0 $17 million Well Capitalized
South Carolina Credit Union: North East Columbia
Credit Union Branch: 2350 Legrand Road
Columbia, South Carolina 29223 ATM Available
North East Welch Credit Union: Westfield Branch
Credit Union Branch: 21 North Portage Street
Westfield, New York 14787 No ATM
First Credit Bank
Bank: West Hollywood, California 122237599.0
Black Hills Credit Union: East North Member Service Center ATM
Credit Union ATM: 725 E. North Street
Rapid City, South Dakota 57701
South Carolina Credit Union: North East Columbia ATM
Credit Union ATM: 2350 Legrand Road
Columbia, South Carolina 29223