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North Iowa Community Credit Union
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North Iowa Community Credit Union Share
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Overview Share
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North Iowa Community Credit Union is a federally insured state credit union based in Mason City, Iowa. It has been opened since 1956, for 66 years.

With around $77,760,000 in assets, North Iowa Community Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About Share
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Address Po Box 1248
Mason City, Iowa 50402
Website http://WWW.NICCU.COM
Phone (641) 424-2281
Fax (641) 424-6013
CEO Scott J. Shipman
President of the Board Herman Meyer
Services Offered
Score Card Share
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66 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
13,072 members
Membership type: State chartered natural person credit union
Above average number of members
513:1
Credit union member to staff ratio
513 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$77,763,293
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
10.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
North Iowa Community Credit Union Branch Locations

North Iowa Community Credit Union: Main Office
640 S. Federal Avenue
Mason City, Iowa 50401
ATM Available
North Iowa Community Credit Union: Niccu West
4063 4th Street SW # A.
Mason City, Iowa 50401
ATM Available
Members Share
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13,072 members
Membership type: State chartered natural person credit union
Above average number of members

With 13,072 members, the North Iowa Community Credit Union is considered to be a large credit union. It is larger than 75% of credit unions.

Fees Share
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$29
Average fee per member
The average fee per member at the North Iowa Community Credit Union is $29, which is low compared to most credit unions. This rate is lower than 66% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the North Iowa Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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513:1
Credit union member to staff ratio
513 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
26 staff members
FTE (full-time equivalent)
24% of employees are part-time
22 full-time, 7 part-time

North Iowa Community Credit Union has 22 full-time staff members and 7 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 76% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. North Iowa Community Credit Union has around 513 members per staff, a high ratio compared to other credit unions.

Assets Share
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$77,763,293
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$12,616
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 68% of credit unions.

North Iowa Community Credit Union holds a total of $70,230,000 in loans and leases, which is about $12,616 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. North Iowa Community Credit Union pays 0.05%.

Loan rates Share
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10.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.15%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.21%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.62%
New car loan rate
Compared to 4.0% nationally
4.94%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.38%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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All of Asset Brief

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University of Iowa Community Credit Union: North Liberty ATM
Credit Union ATM: 585 W. Penn Street
North Liberty, Iowa 52317
North Iowa Community Credit Union: Niccu West
Credit Union Branch: 4063 4th Street SW # A.
Mason City, Iowa 50401 ATM Available
University of Iowa Community Credit Union: North Liberty
Credit Union Branch: 585 W. Penn Street
North Liberty, Iowa 52317 ATM Available
University of Iowa Community Credit Union: Financial Center
Credit Union Branch: 2355 Landon Road
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Fort Worth Community Credit Union: North Tarrant
Credit Union Branch: 3501 North Tarrent Parkway
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
North Iowa Community Credit Union
Credit Union: Well Capitalized Mason City, Iowa 13072.0 $78 million Well Capitalized
North Iowa Community Credit Union: Main Office ATM
Credit Union ATM: 640 S. Federal Avenue
Mason City, Iowa 50401
North Iowa Community Credit Union: Niccu West ATM
Credit Union ATM: 4063 4th Street SW # A.
Mason City, Iowa 50401
North Iowa Community Credit Union: Main Office
Credit Union Branch: 640 S. Federal Avenue
Mason City, Iowa 50401 ATM Available