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Nueva Esperanza Community Credit Union
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Nueva Esperanza Community Credit Union Share
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Overview Share
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Nueva Esperanza Community Credit Union is a federally insured state credit union based in Toledo, Ohio. It has been opened since 2010, for 12 years.

With around $1,880,000 in assets, Nueva Esperanza Community Credit Union is considered to be a small credit union.

About Share
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Address Po Box 9875
Toledo, Ohio 43697
Phone (419) 720-9530
Fax (419) 720-9533
CEO Sue Cuevas
President of the Board Adam Martinez
Services Offered
Score Card Share
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12 years
Years in business
Opened in 2010
Well Capitalized
Net worth classification
Source: NCUA
753 members
Membership type: State chartered natural person credit union
Below average number of members
753:1
Credit union member to staff ratio
753 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$1,876,256
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Ohio
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Ohio
Average number of branches
Nueva Esperanza Community Credit Union Branch Locations

Nueva Esperanza Community Credit Union: Toledo
1638 Broadway Street
Toledo, Ohio 43609
No ATM
Members Share
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753 members
Membership type: State chartered natural person credit union
Below average number of members

With 753 members, the Nueva Esperanza Community Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 85% of credit unions.

Fees Share
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$37
Average fee per member
The average fee per member at the Nueva Esperanza Community Credit Union is $37, which is comparable to most credit unions. This rate is lower than 60% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Nueva Esperanza Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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753:1
Credit union member to staff ratio
753 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
1 staff members
FTE (full-time equivalent)
0% of employees are part-time
1 full-time, 0 part-time

Nueva Esperanza Community Credit Union has 1 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Nueva Esperanza Community Credit Union has around 753 members per staff, a high ratio compared to other credit unions.

Assets Share
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$1,876,256
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$7,069
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 77% of credit unions.

Nueva Esperanza Community Credit Union holds a total of $1,700,000 in loans and leases, which is about $7,069 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Nueva Esperanza Community Credit Union pays 0.10%.

Loan rates Share
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16.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
16.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.25%
New car loan rate
Compared to 4.0% nationally
14.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Nueva Esperanza Community Credit Union
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Nueva Esperanza Community Credit Union: Toledo
Credit Union Branch: 1638 Broadway Street
Toledo, Ohio 43609 No ATM
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