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Ohio Catholic Credit Union

Overview
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Ohio Catholic Credit Union is a federal credit union based in Garfield Hts, Ohio. It has been opened since 1954, for 66 years.

With around $172,020,000 in assets, Ohio Catholic Credit Union is considered to be a large credit union. It has 4 branches and 2 ATM locations.

About
Address 13623 Rockside Road
Garfield HTS, Ohio 44125
Website http://www.ohiocatholicfcu.com
Phone (216) 663-6800
Fax (216) 663-8610
CEO Todd Turner
President of the Board Joe Williams
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
13,246 members
Membership type: Associational – faith based
Above average number of members
245:1
Credit union member to staff ratio
245 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$172,021,397
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
0.31%
Savings interest rate
Compared to 0.3% nationally
10.83%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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4 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
Ohio Catholic Credit Union Branch Locations

Ohio Catholic Credit Union: Macedonia
8600 Alexandria Drive
Macedonia, Ohio 44056
ATM Available
Ohio Catholic Credit Union: Garfield Hts
13623 Rockside Road
Garfield HTS, Ohio 44125
ATM Available
Ohio Catholic Credit Union: Akron
1762 Brown Street
Akron, Ohio 44301
No ATM
Ohio Catholic Credit Union: North Royalton
5600 Wallings Road
North Royalton, Ohio 44133
No ATM
Members
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13,246 members
Membership type: Associational – faith based
Above average number of members

With 13,246 members, the Ohio Catholic Credit Union is considered to be a large credit union. It is larger than 75% of credit unions.

Fees
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$48
Average fee per member
The average fee per member at the Ohio Catholic Credit Union is $48, which is comparable to most credit unions. This rate is lower than 50% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ohio Catholic Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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245:1
Credit union member to staff ratio
245 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
54 staff members
FTE (full-time equivalent)
0% of employees are part-time
54 full-time, 0 part-time

Ohio Catholic Credit Union has 54 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Ohio Catholic Credit Union has around 245 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$172,021,397
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$19,685
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 91% of credit unions.

Ohio Catholic Credit Union holds a total of $118,500,000 in loans and leases, which is about $19,685 per member on average.

Savings interest rate
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0.31%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ohio Catholic Credit Union pays 0.31%.

Loan rates
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10.83%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.84%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.71%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.22%
New car loan rate
Compared to 4.0% nationally
3.74%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.65%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.33%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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