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Onpoint Community Credit Union Share
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Overview Share
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Onpoint Community Credit Union is a federally insured state credit union based in Portland, Oregon. It has been opened since 1932, for 90 years.

With around $5,392,940,000 in assets, Onpoint Community Credit Union is considered to be a very large credit union. It has 31 branches and 32 ATM locations.

About Share
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Address Po Box 3750
Portland, Oregon 97208
Website http://www.onpointcu.com
Phone (800) 527-3932
Fax (503) 273-1787
CEO Robert Stuart
President of the Board Tom Tsuruta
Services Offered
Score Card Share
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90 years
Years in business
Opened in 1932
Well Capitalized
Net worth classification
Source: NCUA
361,518 members
Membership type: State chartered natural person credit union
Above average number of members
530:1
Credit union member to staff ratio
530 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$5,392,942,516
Total assets
Above average
31 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
3.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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31 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
Onpoint Community Credit Union Branch Locations

Onpoint Community Credit Union: Redmond South
1380 SW Canal Boulevard Suite 105
Redmond, Oregon 97756
ATM Available
Onpoint Community Credit Union: Rose City
6901 NE Sandy Boulevard
Portland, Oregon 97213
ATM Available
Onpoint Community Credit Union: Woodstock
4515 SE Woodstock Boulevard
Portland, Oregon 97206
ATM Available
Onpoint Community Credit Union: Cherry Park
2457 SW Cherry Park Road
Troutdale, Oregon 97060
ATM Available
Onpoint Community Credit Union: Fremont & Williams
16 NE Fremont Street
Portland, Oregon 97212
ATM Available
Onpoint Community Credit Union: Bend South
61276 S. Highway 97 Suite 100
Bend, Oregon 97702
ATM Available
Onpoint Community Credit Union: Stadium
2011 W. Burnside Street
Portland, Oregon 97209
ATM Available
Onpoint Community Credit Union: Hillsdale
6367 SW Capitol Highway
Portland, Oregon 97239
ATM Available
Onpoint Community Credit Union: Happy Valley
17055 SE Sunnyside Road Suite 126
Happy Valley, Oregon 97015
ATM Available
Onpoint Community Credit Union: Vaughn Street
2684 NW Vaughn Street
Portland, Oregon 97210
ATM Available
Onpoint Community Credit Union: Kruse Meadows
6300 Meadows Road
Lake Oswego, Oregon 97035
ATM Available
Onpoint Community Credit Union: Bend Downtown
950 NW Bond Street
Bend, Oregon 97703
ATM Available
Onpoint Community Credit Union: Montgomery Park
2701 NW Vaughn Street
Portland, Oregon 97210
ATM Available
Onpoint Community Credit Union: Salmon Creek
13023 NE Highway 99
Suite 1
Vancouver, Washington 98686
ATM Available
Onpoint Community Credit Union: Burton
2615 NE 112th Avenue
Vancouver, Washington 98684
ATM Available
Onpoint Community Credit Union: Andresen
6711 NE 63rd Street
Vancouver, Washington 98661
ATM Available
Onpoint Community Credit Union: Wilsonville
9460 SW Wilsonville Road
Suite 101
Wilsonville, Oregon 97070
ATM Available
Onpoint Community Credit Union: Coburg Road
207 Coburg Road Suite 101
Eugene, Oregon 97401
ATM Available
Onpoint Community Credit Union: Murrayhill
14733 SW Teal Boulevard
Beaverton, Oregon 97007
ATM Available
Onpoint Community Credit Union: Hawthorne
3404 SE Hawthorne Boulevard
Portland, Oregon 97214
ATM Available
Onpoint Community Credit Union: Orenco Station
7130 NE Cornell Road
Hillsboro, Oregon 97124
ATM Available
Onpoint Community Credit Union: SW 5th & Stark
517 SW Stark Street
Portland, Oregon 97204
ATM Available
Onpoint Community Credit Union: Gresham
1700 NW Civic Drive Suite 101
Gresham, Oregon 97030
ATM Available
Onpoint Community Credit Union: Mcminnville
2430 NE Mcdonald Lane
Mcminnville, Oregon 97128
ATM Available
Onpoint Community Credit Union: Oak Grove
2915 SE Oak Grove Boulevard
Milwaukie, Oregon 97267
ATM Available
Onpoint Community Credit Union: 205 Place
9730 SE Washington Street
Portland, Oregon 97216
ATM Available
Onpoint Community Credit Union: Mill Plain
16020 SE Mill Plain Boulevard
Suite 109
Vancouver, Washington 98684
ATM Available
Onpoint Community Credit Union: Beaverton
2755 SW Cedar Hills Boulevard Suite 100
Beaverton, Oregon 97005
ATM Available
Onpoint Community Credit Union: Sellwood
8085 SE 13th Avenue
Portland, Oregon 97202
ATM Available
Onpoint Community Credit Union: Lloyd Center
1720 NE 9th Avenue
Portland, Oregon 97212
ATM Available
Onpoint Community Credit Union: Oregon City
19753 Highway 213
Oregon City, Oregon 97045
ATM Available
Onpoint Community Credit Union: Clackamas Corner
11750 SE 82nd Avenue Suite H.
Portland, Oregon 97086
ATM Available
Members Share
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361,518 members
Membership type: State chartered natural person credit union
Above average number of members

With 361,518 members, the Onpoint Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 99% of credit unions.

Fees Share
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$40
Average fee per member
The average fee per member at the Onpoint Community Credit Union is $40, which is comparable to most credit unions. This rate is lower than 56% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Onpoint Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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530:1
Credit union member to staff ratio
530 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
682 staff members
FTE (full-time equivalent)
4% of employees are part-time
668 full-time, 29 part-time

Onpoint Community Credit Union has 668 full-time staff members and 29 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Onpoint Community Credit Union has around 530 members per staff, a high ratio compared to other credit unions.

Assets Share
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$5,392,942,516
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,864
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 86% of credit unions.

Onpoint Community Credit Union holds a total of $3,486,440,000 in loans and leases, which is about $16,864 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Onpoint Community Credit Union pays 0.05%.

Loan rates Share
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3.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.64%
New car loan rate
Compared to 4.0% nationally
3.64%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.99%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.25%
Other real estate loan rates
Compared to 0.9% nationally

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Similar Credit Unions to Onpoint Community Credit Union

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Onpoint Community Credit Union: Stadium
Credit Union Branch: 2011 W. Burnside Street
Portland, Oregon 97209 ATM Available
Onpoint Community Credit Union: Woodstock
Credit Union Branch: 4515 SE Woodstock Boulevard
Portland, Oregon 97206 ATM Available
Onpoint Community Credit Union: Rose City
Credit Union Branch: 6901 NE Sandy Boulevard
Portland, Oregon 97213 ATM Available
Onpoint Community Credit Union: Vaughn Street
Credit Union Branch: 2684 NW Vaughn Street
Portland, Oregon 97210 ATM Available
Onpoint Community Credit Union: Fremont & Williams
Credit Union Branch: 16 NE Fremont Street
Portland, Oregon 97212 ATM Available
Onpoint Community Credit Union: Cherry Park
Credit Union Branch: 2457 SW Cherry Park Road
Troutdale, Oregon 97060 ATM Available
Onpoint Community Credit Union: Bend Downtown
Credit Union Branch: 950 NW Bond Street
Bend, Oregon 97703 ATM Available
Onpoint Community Credit Union: Hillsdale
Credit Union Branch: 6367 SW Capitol Highway
Portland, Oregon 97239 ATM Available
Onpoint Community Credit Union: Montgomery Park
Credit Union Branch: 2701 NW Vaughn Street
Portland, Oregon 97210 ATM Available
Onpoint Community Credit Union: Kruse Meadows
Credit Union Branch: 6300 Meadows Road
Lake Oswego, Oregon 97035 ATM Available