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Ozark Credit Union

Overview
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Ozark Credit Union is a federal credit union based in Poplar Bluff, Missouri. It has been opened since 1952, for 68 years.

With around $60,200,000 in assets, Ozark Credit Union is considered to be a large credit union. It has 6 branches and 3 ATM locations.

About
Address 2438 Katy Lane
Poplar Bluff, Missouri 63901
Website http://www.ozarkfcu.com
Phone (573) 686-7221
Fax (573) 686-1949
CEO Kirk M. Mondy
President of the Board Edwin Ervin
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
11,735 members
Membership type: Unknown
Above average number of members
340:1
Credit union member to staff ratio
340 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$60,203,297
Total assets
Above average
6 branches
Compared with an average of 4 nationally and 3 in Missouri
Above average number of branches
0.40%
Savings interest rate
Compared to 0.3% nationally
Branches
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6 branches
Compared with an average of 4 nationally and 3 in Missouri
Above average number of branches
Ozark Credit Union Branch Locations

Ozark Credit Union: Downtown Branch
221 North 5th Street
Poplar Bluff, Missouri 63901
ATM Available
Ozark Credit Union: Vamc Branch
1500 North Westwood Boulevard
Poplar Bluff, Missouri 63901
No ATM
Ozark Credit Union: Dexter Branch
1616 W. Business US Highway 60
Dexter, Missouri 63841
No ATM
Ozark Credit Union: Piedmont Branch
101 S. Main Street
Piedmont, Missouri 63957
ATM Available
Ozark Credit Union: Doniphan Branch
241 E. Highway Street
Doniphan, Missouri 63935
No ATM
Ozark Credit Union: Main Office
2438 Katy Lane
Poplar Bluff, Missouri 63901
ATM Available
Members
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11,735 members
Membership type: Unknown
Above average number of members

With 11,735 members, the Ozark Credit Union is considered to be a large credit union. It is larger than 73% of credit unions.

Fees
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$40
Average fee per member
The average fee per member at the Ozark Credit Union is $40, which is comparable to most credit unions. This rate is lower than 57% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ozark Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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340:1
Credit union member to staff ratio
340 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
34 staff members
FTE (full-time equivalent)
8% of employees are part-time
33 full-time, 3 part-time

Ozark Credit Union has 33 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Ozark Credit Union has around 340 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$60,203,297
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$10,937
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 57% of credit unions.

Ozark Credit Union holds a total of $46,260,000 in loans and leases, which is about $10,937 per member on average.

Savings interest rate
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0.40%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ozark Credit Union pays 0.40%.

Loan rates
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14.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.50%
New car loan rate
Compared to 4.0% nationally
5.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.25%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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