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Pasadena Credit Union

Overview
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Pasadena Credit Union is a federal credit union based in Pasadena, California. It has been opened since 1935, for 85 years.

With around $165,860,000 in assets, Pasadena Credit Union is considered to be a large credit union.

About
Address 1038 S. Fair Oaks Avenue
Pasadena, California 91105
Website http://www.pfcu.org
Phone (626) 799-0882
Fax (626) 799-3725
CEO Gary D. Skraba
President of the Board Richard Haluschak
Services Offered
Map
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Score Card
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85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
11,530 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
344:1
Credit union member to staff ratio
344 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$165,858,171
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
10.46%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Pasadena Credit Union Branch Locations

Pasadena Federal Credit Union
1038 S. Fair Oaks Avenue
Pasadena, California 91105
No ATM
Pasadena Credit Union: Evault
201 3rd Street
Suite 400
San Francisco, California 94103
No ATM
Pasadena Credit Union: Agility Recovery Solutions
2101 Rexford Road
Suite 350E
Charlotte, North Carolina 28211
No ATM
Members
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11,530 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 11,530 members, the Pasadena Credit Union is considered to be a large credit union. It is larger than 73% of credit unions.

Fees
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$46
Average fee per member
The average fee per member at the Pasadena Credit Union is $46, which is comparable to most credit unions. This rate is lower than 52% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Pasadena Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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344:1
Credit union member to staff ratio
344 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
34 staff members
FTE (full-time equivalent)
3% of employees are part-time
33 full-time, 1 part-time

Pasadena Credit Union has 33 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Pasadena Credit Union has around 344 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$165,858,171
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$12,545
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 68% of credit unions.

Pasadena Credit Union holds a total of $87,840,000 in loans and leases, which is about $12,545 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Pasadena Credit Union pays 0.05%.

Loan rates
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10.46%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.36%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.75%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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1.99%
New car loan rate
Compared to 4.0% nationally
1.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.41%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.85%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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