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Pba Credit Union

Overview
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Pba Credit Union is a federal credit union based in Pine Bluff, Arkansas. It has been opened since 1956, for 64 years.

With around $10,210,000 in assets, Pba Credit Union is considered to be a medium size credit union.

About
Address 10020 Kabrich Circle, Building 16-4
Pine Bluff, Arkansas 71602
Website http://www.pbafcu.com
Phone (870) 535-2441
Fax (870) 536-9876
CEO Kelli Pierce
President of the Board Fred Culclager
Services Offered
Map
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Score Card
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64 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
961 members
Membership type: Military
Below average number of members
320:1
Credit union member to staff ratio
320 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$10,209,275
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Arkansas
Average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 2 in Arkansas
Average number of branches
Pba Credit Union Branch Locations

Pba Federal Credit Union
10020 Kabrich Circle
Building 16-450
Pine Bluff, Arkansas 71602
No ATM
Members
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961 members
Membership type: Military
Below average number of members

With 961 members, the Pba Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 81% of credit unions.

Fees
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$9
Average fee per member
The average fee per member at the Pba Credit Union is $9, which is very low compared to most credit unions. This rate is lower than 82% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Pba Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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320:1
Credit union member to staff ratio
320 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Pba Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Pba Credit Union has around 320 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$10,209,275
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
31.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$8,742
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 62% of credit unions.

Pba Credit Union holds a total of $3,930,000 in loans and leases, which is about $8,742 per member on average.

Savings interest rate
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Pba Credit Union pays 0.15%.

Loan rates
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8.95%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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1.90%
New car loan rate
Compared to 4.0% nationally
3.90%
Used car loan rate
Compared to 5.2% nationally
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