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People's Community Credit Union

Overview
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People's Community Credit Union is a federal credit union based in Vancouver, Washington. It has been opened since 1952, for 68 years.

With around $211,920,000 in assets, People's Community Credit Union is considered to be a very large credit union. It has 4 branches and 4 ATM locations.

About
Address Po Box 764
Vancouver, Washington 98666
Website http://www.peoplescu.org
Phone (360) 695-5121
Fax (360) 695-3377
CEO Edward Seidenberg
President of the Board Mark Kramer
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
11,821 members
Membership type: Community credit union
Above average number of members
303:1
Credit union member to staff ratio
303 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$211,921,559
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 6 in Washington
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
10.24%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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4 branches
Compared with an average of 4 nationally and 6 in Washington
Above average number of branches
People's Community Credit Union Branch Locations

People's Community Credit Union: Fishers Landing
16211 SE 12th Street
Vancouver, Washington 98683
ATM Available
People's Community Credit Union: Downtown
904 Daniels Street
Vancouver, Washington 98660
ATM Available
People's Community Credit Union: Hazel Dell
7403 NE Hazel Dell Avenue
Vancouver, Washington 98665
ATM Available
People's Community Credit Union: Battle Ground
121 NW 20th Avenue
Battle Ground, Washington 98604
ATM Available
Members
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11,821 members
Membership type: Community credit union
Above average number of members

With 11,821 members, the People's Community Credit Union is considered to be a large credit union. It is larger than 74% of credit unions.

Fees
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$43
Average fee per member
The average fee per member at the People's Community Credit Union is $43, which is comparable to most credit unions. This rate is lower than 54% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the People's Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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303:1
Credit union member to staff ratio
303 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
39 staff members
FTE (full-time equivalent)
0% of employees are part-time
39 full-time, 0 part-time

People's Community Credit Union has 39 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. People's Community Credit Union has around 303 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$211,921,559
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$38,207
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 99% of credit unions.

People's Community Credit Union holds a total of $93,460,000 in loans and leases, which is about $38,207 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. People's Community Credit Union pays 0.05%.

Loan rates
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10.24%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.75%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.25%
New car loan rate
Compared to 4.0% nationally
5.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally