Feedback
Share
Link
Link copied!
Asset Brief
Phb Employees Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Phb Employees Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Phb Employees Credit Union is a federal credit union based in Fairview, Pennsylvania. It has been opened since 1949, for 73 years.

With around $6,590,000 in assets, Phb Employees Credit Union is considered to be a small credit union.

About Share
Link
Link copied!
Address 7773 West Ridge Road, Box 241
Fairview, Pennsylvania 16415
Website http://phbfcu.com
Phone (814) 474-2283
Fax (814) 474-3166
CEO Hope P. Mando
President of the Board Terry Lavery
Services Offered
Score Card Share
Link
Link copied!
Back to Top
73 years
Years in business
Opened in 1949
Well Capitalized
Net worth classification
Source: NCUA
1,327 members
Membership type: Multiple common bond – primary other manufacturing
Below average number of members
664:1
Credit union member to staff ratio
664 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$6,588,218
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
Phb Employees Credit Union Branch Locations

Phb Employees Credit Union: Main Office
7773 W. Ridge Road
Fairview, Pennsylvania 16415
No ATM
Members Share
Link
Link copied!
Back to Top
1,327 members
Membership type: Multiple common bond – primary other manufacturing
Below average number of members

With 1,327 members, the Phb Employees Credit Union is considered to be a small credit union. It is smaller than 75% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$20
Average fee per member
The average fee per member at the Phb Employees Credit Union is $20, which is low compared to most credit unions. This rate is lower than 72% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Phb Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
664:1
Credit union member to staff ratio
664 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
2 staff members
FTE (full-time equivalent)
67% of employees are part-time
1 full-time, 2 part-time

Phb Employees Credit Union has 1 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of part-time staff, at approximately 67% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Phb Employees Credit Union has around 664 members per staff, a high ratio compared to other credit unions.

Assets Share
Link
Link copied!
Back to Top
$6,588,218
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
18.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$4,020
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 94% of credit unions.

Phb Employees Credit Union holds a total of $2,540,000 in loans and leases, which is about $4,020 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Phb Employees Credit Union pays 0.25%.

Loan rates Share
Link
Link copied!
Back to Top
9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
Car loan rates Share
Link
Link copied!
Back to Top
3.40%
New car loan rate
Compared to 4.0% nationally
3.94%
Used car loan rate
Compared to 5.2% nationally

More Credit Unions

See all...
West-Aircomm Credit Union
Credit Union: Well Capitalized Beaver, Pennsylvania 21316.0 $230 million Well Capitalized
Everence Credit Union
Credit Union: Well Capitalized Lancaster, Pennsylvania 18561.0 $195 million Well Capitalized
Trouvaille Credit Union
Credit Union: Well Capitalized Philadelphia, Pennsylvania 1309.0 $2 million Well Capitalized
Wheatland Credit Union
Credit Union: Well Capitalized Lancaster, Pennsylvania 6443.0 $57 million Well Capitalized
Pennsylvania-American Water Credit Union
Credit Union: Well Capitalized Bethel Park, Pennsylvania 1676.0 $14 million Well Capitalized
Wayland Temple Baptist Credit Union
Credit Union: Well Capitalized Philadelphia, Pennsylvania 162.0 $215k Well Capitalized
J D M H Credit Union
Credit Union: Well Capitalized Jeannette, Pennsylvania 824.0 $5 million Well Capitalized
Pittsburgh Firefighter's Credit Union
Credit Union: Well Capitalized Pittsburgh, Pennsylvania 4777.0 $81 million Well Capitalized
Ne Pa Community Credit Union
Credit Union: Well Capitalized Stroudsburg, Pennsylvania 13454.0 $120 million Well Capitalized
Post Gazette Credit Union
Credit Union: Well Capitalized Clinton, Pennsylvania 1488.0 $11 million Well Capitalized

Additional Credit Unions

See all...
North East Welch Credit Union
Credit Union: Well Capitalized North East, Pennsylvania 2707.0 $17 million Well Capitalized
Pace Resources Credit Union
Credit Union: Well Capitalized York, Pennsylvania 877.0 $6 million Well Capitalized
Vantage Trust Credit Union
Credit Union: Well Capitalized Wilkes Barre, Pennsylvania 6681.0 $54 million Well Capitalized
Mount Carmel Baptist Credit Union
Credit Union: Well Capitalized Philadelphia, Pennsylvania 281.0 $833k Well Capitalized
Century Heritage Credit Union
Credit Union: Well Capitalized Pittsburgh, Pennsylvania 12549.0 $135 million Well Capitalized
U.A.L.U. 354 Credit Union
Credit Union: Well Capitalized Youngwood, Pennsylvania 1660.0 $7 million Well Capitalized
Mt Lebanon Credit Union
Credit Union: Well Capitalized Pittsburgh, Pennsylvania 594.0 $10 million Well Capitalized
Valley Pride Credit Union
Credit Union: Well Capitalized Kingston, Pennsylvania 715.0 $6 million Well Capitalized
Steamfitters Phila Credit Union
Credit Union: Well Capitalized West Chester, Pennsylvania 990.0 $1 million Well Capitalized
Corry Jamestown Credit Union
Credit Union: Well Capitalized Corry, Pennsylvania 2973.0 $18 million Well Capitalized

Additional Credit Unions

See all...
Citymark Credit Union
Credit Union: Well Capitalized Wilkes Barre, Pennsylvania 2690.0 $49 million Well Capitalized
Corry Credit Union
Credit Union: Well Capitalized Corry, Pennsylvania 7509.0 $52 million Well Capitalized
Palco Fcu
Credit Union: Well Capitalized Muncy, Pennsylvania 6156.0 $79 million Well Capitalized
Ure Credit Union
Credit Union: Well Capitalized East Pittsburgh, Pennsylvania 1190.0 $10 million Well Capitalized
Mercer County Community Credit Union
Credit Union: Well Capitalized Hermitage, Pennsylvania 9672.0 $78 million Well Capitalized
Tendto Credit Union
Credit Union: Well Capitalized Erie, Pennsylvania 14054.0 $108 million Well Capitalized
Bradford Area School Employees Credit Union
Credit Union: Well Capitalized Bradford, Pennsylvania 276.0 $970k Well Capitalized
Widget Credit Union
Credit Union: Well Capitalized Erie, Pennsylvania 41222.0 $295 million Well Capitalized
Avh Credit Union
Credit Union: Well Capitalized Natrona Heights, Pennsylvania 725.0 $5 million Well Capitalized
Tri-Valley Service Credit Union
Credit Union: Well Capitalized Pittsburgh, Pennsylvania 4055.0 $17 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Phb Employees Credit Union

See all...
T. & Fs Employees Credit Union: T. & Fs Empoyee's Credit Union
Credit Union Branch: 3800 Highway 365 Suite 127
Port Arthur, Texas 77642 No ATM
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Credit First National Association
Bank: Brook Park, Ohio 41202980.0
Campbell Employees Federal Credit Union
Credit Union Branch: 1 Mortgage Way Phh Mortgage Co
Mount Laurel, New Jersey 08054 No ATM
Phb Employees Credit Union
Credit Union: Well Capitalized Fairview, Pennsylvania 1327.0 $7 million Well Capitalized
Phb Employees Credit Union: Main Office
Credit Union Branch: 7773 W. Ridge Road
Fairview, Pennsylvania 16415 No ATM
First Credit Bank
Bank: West Hollywood, California 122237599.0