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Philadelphia Credit Union

Overview
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Philadelphia Credit Union is a federal credit union based in Philadelphia, Pennsylvania. It has been opened since 1951, for 69 years.

With around $1,141,370,000 in assets, Philadelphia Credit Union is considered to be a very large credit union. It has 12 branches and 11 ATM locations.

About
Address 12800 Townsend Road
Philadelphia, Pennsylvania 19154
Website http://www.pfcu.com
Phone (215) 934-3500
Fax (215) 934-4024
CEO James Mcaneney
President of the Board Bernard Lester
Services Offered
Map
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Score Card
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69 years
Years in business
Opened in 1951
Well Capitalized
Net worth classification
Source: NCUA
118,100 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
409:1
Credit union member to staff ratio
409 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$1,141,369,649
Total assets
Above average
12 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
0.35%
Savings interest rate
Compared to 0.3% nationally
Branches
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12 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
Philadelphia Credit Union Branch Locations

Philadelphia Credit Union: Service Center
12800 Townsend Road
Philadelphia, Pennsylvania 19154
ATM Available
Philadelphia Credit Union: Torresdale Branch
3799 Clarendon Avenue
Philadelphia, Pennsylvania 19114
ATM Available
Philadelphia Credit Union: 2136 E. Dauphin Street
2136 E. Dauphin Street
Philadelphia, Pennsylvania 19125
ATM Available
Philadelphia Credit Union: Bloomsburg Branch
1615 Columbia Boulevard
Bloomsburg, Pennsylvania 17815
ATM Available
Philadelphia Credit Union: Snyder Avenue Branch
929 Snyder Avenue
Philadelphia, Pennsylvania 19148
ATM Available
Philadelphia Credit Union: Pfcu Operations Center
12800 Townsend Road
Philadelphia, Pennsylvania 19154
No ATM
Philadelphia Credit Union: Temple Branch
1801 North Broad Street
Howard Gittis Student Center
Philadelphia, Pennsylvania 19122
ATM Available
Philadelphia Credit Union: Baltimore Avenue Branch
5000 Baltimore Avenue
Philadelphia, Pennsylvania 19143
ATM Available
Philadelphia Credit Union: 1600 Arch Street
1600 Arch Street
Philadelphia, Pennsylvania 19103
ATM Available
Philadelphia Credit Union: 6707 Germantown Avenue
6707 Germantown Avenue
Philadelphia, Pennsylvania 19119
ATM Available
Philadelphia Credit Union: 8025 Roosevelt Boulevard
8025 Roosevelt Boulevard
Philadelphia, Pennsylvania 19152
ATM Available
Philadelphia Credit Union: 1206 Chestnut Street
1206 Chestnut Street
Philadelphia, Pennsylvania 19107
ATM Available
Members
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118,100 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 118,100 members, the Philadelphia Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Fees
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$88
Average fee per member
The average fee per member at the Philadelphia Credit Union is $88, which is high compared to most credit unions. This rate is higher than 78% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Philadelphia Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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409:1
Credit union member to staff ratio
409 per each FTE employee
Compared to 411:1 nationally
Fewer staff
288 staff members
FTE (full-time equivalent)
13% of employees are part-time
269 full-time, 39 part-time

Philadelphia Credit Union has 269 full-time staff members and 39 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 87% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Philadelphia Credit Union has around 409 members per staff, a higher ratio compared to other credit unions.

Assets
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$1,141,369,649
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
14.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$12,712
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 69% of credit unions.

Philadelphia Credit Union holds a total of $680,780,000 in loans and leases, which is about $12,712 per member on average.

Savings interest rate
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0.35%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Philadelphia Credit Union pays 0.35%.

Loan rates
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13.40%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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2.99%
New car loan rate
Compared to 4.0% nationally
2.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally