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Pima Credit Union

Overview
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Pima Credit Union is a federal credit union based in Tucson, Arizona. It has been opened since 1951, for 69 years.

With around $551,420,000 in assets, Pima Credit Union is considered to be a very large credit union. It has 8 branches and 8 ATM locations.

About
Address 6850 North Oracle Road
Tucson, Arizona 85704
Website http://www.pimafcu.org
Phone (520) 887-5010
CEO Eric Renaud
President of the Board James Kisner
Services Offered
Map
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Score Card
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69 years
Years in business
Opened in 1951
Well Capitalized
Net worth classification
Source: NCUA
60,484 members
Membership type: Multiple common bond – primary educational
Above average number of members
443:1
Credit union member to staff ratio
443 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$551,421,126
Total assets
Above average
8 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
2.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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8 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
Pima Credit Union Branch Locations

Pima Credit Union: Pantano
231 North Pantano Road
Tucson, Arizona 85710
ATM Available
Pima Credit Union: Steampump
11025 North Oracle Road
Oro Valley, Arizona 85737
ATM Available
Pima Credit Union: Oracle Road - Corporate Offices
6850 North Oracle Road
Tucson, Arizona 85704
No ATM
Pima Credit Union: Thornydale
6510 North Thornydale Road
Tucson, Arizona 85741
ATM Available
Pima Credit Union: Valencia
2455 E. Valencia Road
Tucson, Arizona 85706
ATM Available
Pima Credit Union: Silverlake
1177 W. Silverlake Road
Tucson, Arizona 85713
ATM Available
Pima Credit Union: Stone
3730 North Stone Avenue
Tucson, Arizona 85705
ATM Available
Pima Credit Union: Continental Ranch
8631 North Silverbell Road
Tucson, Arizona 85743
ATM Available
Pima Credit Union: Springerville
830 E. Main Street Unit 170
Springerville, Arizona 85938
ATM Available
Members
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60,484 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 60,484 members, the Pima Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 93% of credit unions.

Fees
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$95
Average fee per member
The average fee per member at the Pima Credit Union is $95, which is very high compared to most credit unions. This rate is higher than 82% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Pima Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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443:1
Credit union member to staff ratio
443 per each FTE employee
Compared to 411:1 nationally
Fewer staff
136 staff members
FTE (full-time equivalent)
5% of employees are part-time
133 full-time, 7 part-time

Pima Credit Union has 133 full-time staff members and 7 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 95% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Pima Credit Union has around 443 members per staff, a higher ratio compared to other credit unions.

Assets
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$551,421,126
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$11,297
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 60% of credit unions.

Pima Credit Union holds a total of $347,020,000 in loans and leases, which is about $11,297 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Pima Credit Union pays 0.05%.

Loan rates
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2.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
13.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.55%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.90%
New car loan rate
Compared to 4.0% nationally
9.85%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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Credit Card Loan Interest Rate
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