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Pinal County Credit Union

Overview
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Pinal County Credit Union is a federal credit union based in Casa Grande, Arizona. It has been opened since 1954, for 66 years.

With around $146,990,000 in assets, Pinal County Credit Union is considered to be a large credit union. It has 6 branches and 6 ATM locations.

About
Address 1000 E. Florence Boulevard
Casa Grande, Arizona 85122
Website http://www.pinalcountyfcu.com
Phone (800) 221-4179
Fax (520) 836-6024
CEO Alice Wilcox
President of the Board Dorothy Erdman
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
22,533 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
311:1
Credit union member to staff ratio
311 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$146,986,592
Total assets
Above average
6 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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6 branches
Compared with an average of 4 nationally and 5 in Arizona
Above average number of branches
Pinal County Credit Union Branch Locations

Pinal County Credit Union: San Tan
3125 W. Hunt Highway Suite 105
Queen Creek, Arizona 85142
ATM Available
Pinal County Credit Union: Maricopa
44600 W. Smith Enke Road
Ste,105
Maricopa, Arizona 85139
ATM Available
Pinal County Credit Union: Coolidge Branch
818 North Arizona Boulevard
Coolidge, Arizona 85128
ATM Available
Pinal County Credit Union: Apache Junction Branch
290 S. Phelps Drive
Apache Junction, Arizona 85120
ATM Available
Pinal County Credit Union: Florence Branch
Po Box 969
801 North Pinal Parkway Avenue
Florence, Arizona 85132
ATM Available
Pinal County Credit Union: Casa Grande Branch
1000 E. Florence Boulevard
Casa Grande, Arizona 85122
ATM Available
Members
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22,533 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 22,533 members, the Pinal County Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 83% of credit unions.

Fees
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$110
Average fee per member
The average fee per member at the Pinal County Credit Union is $110, which is very high compared to most credit unions. This rate is higher than 88% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Pinal County Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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311:1
Credit union member to staff ratio
311 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
72 staff members
FTE (full-time equivalent)
12% of employees are part-time
68 full-time, 9 part-time

Pinal County Credit Union has 68 full-time staff members and 9 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 88% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Pinal County Credit Union has around 311 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$146,986,592
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$11,208
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 59% of credit unions.

Pinal County Credit Union holds a total of $110,420,000 in loans and leases, which is about $11,208 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Pinal County Credit Union pays 0.05%.

Loan rates
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
18.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.73%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.62%
New car loan rate
Compared to 4.0% nationally
4.93%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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3.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
6.02%
Other real estate loan rates
Compared to 0.9% nationally
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