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Pioneer Credit Union

Overview
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Pioneer Credit Union is a federal credit union based in Mountain Home, Idaho. It has been opened since 1954, for 66 years.

With around $494,140,000 in assets, Pioneer Credit Union is considered to be a very large credit union. It has 14 branches and 14 ATM locations.

About
Address 250 W. 3rd S.
Mountain Home, Idaho 83647
Website http://www.pioneerfcu.org
Phone (208) 587-3304
Fax (208) 587-6909
CEO Curt Perry
President of the Board Nathan Price
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
51,398 members
Membership type: Community credit union
Above average number of members
306:1
Credit union member to staff ratio
306 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$494,143,562
Total assets
Above average
14 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
10.19%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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14 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
Pioneer Credit Union Branch Locations

Pioneer Credit Union: Hailey
841 North Main Street
Hailey, Idaho 83333
ATM Available
Pioneer Credit Union: Pioneer Express
3197 E. 8th North
Mountain Home, Idaho 83647
ATM Available
Pioneer Credit Union: Nampa
3000 12th Avenue Road
Nampa, Idaho 83686
ATM Available
Pioneer Credit Union: Main
250 W. 3rd S.
Mountain Home, Idaho 83647
ATM Available
Pioneer Credit Union: Meridian
850 E. Fairview Avenue
Meridian, Idaho 83642
ATM Available
Pioneer Credit Union: Mountain Home
250 W. 3rd S.
Mountain Home, Idaho 83647
No ATM
Pioneer Credit Union: Gooding
1624 Main Street
Gooding, Idaho 83330
ATM Available
Pioneer Credit Union: State Street
5918 W. State Street
Boise, Idaho 83703
ATM Available
Pioneer Credit Union: Twin Falls
1439 North College Road
Twin Falls, Idaho 83301
ATM Available
Pioneer Credit Union: Base
605 Gunfighter Avenue
Mountain Home Afb, Idaho 83648
ATM Available
Pioneer Credit Union: Emerald Admin (Mortgage and Commercial Loan Servcies)
8100 W. Emerald Street
Suite 170
Boise, Idaho 83704
ATM Available
Pioneer Credit Union: Caldwell
416 S. Kimball Avenue
Caldwell, Idaho 83605
No ATM
Pioneer Credit Union: Broadway
2350 S. Broadway Avenue
Boise, Idaho 83706
ATM Available
Pioneer Credit Union: Glenns Ferry
70 North Commercial Street
Glenns Ferry, Idaho 83623
ATM Available
Pioneer Credit Union: Middleton
551 S. Middleton Road
Middleton, Idaho 83644
ATM Available
Pioneer Credit Union: Jerome
1865 S. Lincoln Avenue
Jerome, Idaho 83338
ATM Available
Members
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51,398 members
Membership type: Community credit union
Above average number of members

With 51,398 members, the Pioneer Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 91% of credit unions.

Fees
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$113
Average fee per member
The average fee per member at the Pioneer Credit Union is $113, which is very high compared to most credit unions. This rate is higher than 89% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Pioneer Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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306:1
Credit union member to staff ratio
306 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
168 staff members
FTE (full-time equivalent)
0% of employees are part-time
168 full-time, 0 part-time

Pioneer Credit Union has 168 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Pioneer Credit Union has around 306 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$494,143,562
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$12,446
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 67% of credit unions.

Pioneer Credit Union holds a total of $415,220,000 in loans and leases, which is about $12,446 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Pioneer Credit Union pays 0.05%.

Loan rates
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10.19%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.19%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.79%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.39%
New car loan rate
Compared to 4.0% nationally
4.59%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
6.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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