Polish National Credit Union is a federally insured state credit union based in Chicopee, Massachusetts. It has been opened since 1921, for 101 years.
With around $602,870,000 in assets, Polish National Credit Union is considered to be a very large credit union. It has 9 branches and 9 ATM locations.
| Address | 46 Main Street Chicopee, Massachusetts 01020 |
|---|---|
| Website | http://www.pncu.com |
| Phone | (413) 592-9495 |
| Fax | (413) 594-7791 |
| CEO | James P. Kelly |
| President of the Board | Edward Rybak |
| Services Offered | |
With 24,329 members, the Polish National Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 84% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Polish National Credit Union. Some credit unions tend to charge more fees, while others charge less.
Polish National Credit Union has 104 full-time staff members and 18 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 85% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. Polish National Credit Union has around 215 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Polish National Credit Union holds a total of $490,260,000 in loans and leases, which is about $72,566 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Polish National Credit Union pays 0.10%.
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