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Port Chester Teachers Credit Union
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Port Chester Teachers Credit Union Share
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Port Chester Teachers Credit Union is a federal credit union based in Rye Brook, New York. It has been opened since 1954, for 68 years.

With around $34,250,000 in assets, Port Chester Teachers Credit Union is considered to be an average size credit union.

About Share
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Address 118 South Ridge Street, #3
Rye Brook, New York 10573
Website http://portchesterteachersfcu.org
Phone (914) 939-4870
Fax (914) 939-2896
CEO Steven Cohen
President of the Board Leslie Salvatore
Services Offered
Score Card Share
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68 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
2,798 members
Membership type: Multiple common bond – primary educational
Average number of members
933:1
Credit union member to staff ratio
933 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$34,247,838
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
Port Chester Teachers Credit Union Branch Locations

Port Chester Teachers Credit Union: Credit Union Office
118 S. Ridge Street Suite 3
A/K/A 15A Rye Ridge Plaza, Suite 3
Rye Brook, New York 10573
No ATM
Members Share
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2,798 members
Membership type: Multiple common bond – primary educational
Average number of members

With 2,798 members, the Port Chester Teachers Credit Union is considered to be a medium size credit union. It is larger than 43% of credit unions.

Fees Share
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$5
Average fee per member
The average fee per member at the Port Chester Teachers Credit Union is $5, which is very low compared to most credit unions. This rate is lower than 87% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Port Chester Teachers Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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933:1
Credit union member to staff ratio
933 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Port Chester Teachers Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Port Chester Teachers Credit Union has around 933 members per staff, a high ratio compared to other credit unions.

Assets Share
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$34,247,838
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$8,662
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 63% of credit unions.

Port Chester Teachers Credit Union holds a total of $7,410,000 in loans and leases, which is about $8,662 per member on average.

Savings interest rate Share
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Port Chester Teachers Credit Union pays 0.15%.

Loan rates Share
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11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
2.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.54%
New car loan rate
Compared to 4.0% nationally
4.51%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.90%
Other real estate loan rates
Compared to 0.9% nationally

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