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Postcity Financial Credit Union
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Postcity Financial Credit Union Share
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Overview Share
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Postcity Financial Credit Union is a non-federally insured state credit union based in Long Beach, California. It has been opened since 1933, for 89 years.

With around $75,940,000 in assets, Postcity Financial Credit Union is considered to be a large credit union. It has 4 branches and 1 ATM locations.

About Share
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Address P.O. Box 91643
Long Beach, California 90809
Website http://www.postcitycu.org
Phone (562) 498-6057
CEO Christine Haley
President of the Board Fred Souder
Services Offered
Score Card Share
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89 years
Years in business
Opened in 1933
Well Capitalized
Net worth classification
Source: NCUA
7,094 members
Membership type: State chartered natural person credit union
Above average number of members
568:1
Credit union member to staff ratio
568 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$75,935,351
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
13.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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4 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Postcity Financial Credit Union Branch Locations

Postcity Financial Credit Union: West Sacramento
3775 Industrial Boulevard
West Sacramento, California 95799
No ATM
Postcity Financial Credit Union: North Hollywood
11304 Chandler Boulevard
North Hollywood, California 91603
No ATM
Postcity Financial Credit Union: Main Office
3738 Bayer Avenue Unit 102
Long Beach, California 90808
ATM Available
Members Share
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7,094 members
Membership type: State chartered natural person credit union
Above average number of members

With 7,094 members, the Postcity Financial Credit Union is considered to be a large credit union. It is larger than 64% of credit unions.

Fees Share
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$74
Average fee per member
The average fee per member at the Postcity Financial Credit Union is $74, which is high compared to most credit unions. This rate is higher than 70% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Postcity Financial Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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568:1
Credit union member to staff ratio
568 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
12 staff members
FTE (full-time equivalent)
8% of employees are part-time
12 full-time, 1 part-time

Postcity Financial Credit Union has 12 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Postcity Financial Credit Union has around 568 members per staff, a high ratio compared to other credit unions.

Assets Share
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$75,935,351
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,204
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 51% of credit unions.

Postcity Financial Credit Union holds a total of $22,330,000 in loans and leases, which is about $10,204 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Postcity Financial Credit Union pays 0.05%.

Loan rates Share
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13.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
17.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.99%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Postcity Financial Credit Union: Main Office ATM
Credit Union ATM: 3738 Bayer Avenue Unit 102
Long Beach, California 90808
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Postcity Financial Credit Union: West Sacramento
Credit Union Branch: 3775 Industrial Boulevard
West Sacramento, California 95799 No ATM
Postcity Financial Credit Union: North Hollywood
Credit Union Branch: 11304 Chandler Boulevard
North Hollywood, California 91603 No ATM
Postcity Financial Credit Union: Main Office
Credit Union Branch: 3738 Bayer Avenue Unit 102
Long Beach, California 90808 ATM Available