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Potlatch No 1 Credit Union
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Potlatch No 1 Credit Union Share
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Overview Share
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Potlatch No 1 Credit Union is a federal credit union based in Lewiston, Idaho. It has been opened since 1938, for 84 years.

With around $1,103,360,000 in assets, Potlatch No 1 Credit Union is considered to be a very large credit union. It has 15 branches and 13 ATM locations.

About Share
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Address 1025 Warner Avenue
Lewiston, Idaho 83501
Website http://www.p1fcu.org
Phone (208) 746-8900
Fax (208) 746-1269
CEO Chris Loseth
President of the Board Tod Dickeson
Services Offered
Score Card Share
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84 years
Years in business
Opened in 1938
Well Capitalized
Net worth classification
Source: NCUA
87,540 members
Membership type: Unknown
Above average number of members
371:1
Credit union member to staff ratio
371 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$1,103,364,882
Total assets
Above average
15 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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15 branches
Compared with an average of 4 nationally and 5 in Idaho
Above average number of branches
Potlatch No 1 Credit Union Branch Locations

Potlatch No 1 Credit Union: Ponderay Branch
476864 Highway 95 Suite D.
Ponderay, Idaho 83852
ATM Available
Potlatch No 1 Credit Union: Culdesac Branch
509 Main Street
Culdesac, Idaho 83524
No ATM
Potlatch No 1 Credit Union: Post Falls Branch
3031 E. Mullan Avenue
Post Falls, Idaho 83854
ATM Available
Potlatch No 1 Credit Union: Grangeville Branch
908 W. Main Street
Grangeville, Idaho 83530
ATM Available
Potlatch No 1 Credit Union: Hayden Branch
200 W. Honeysuckle Avenue
Hayden, Idaho 83835
ATM Available
Potlatch No 1 Credit Union: Moscow Branch
828 W. Pullman Road
Moscow, Idaho 83843
ATM Available
Potlatch No 1 Credit Union: Street Maries Branch
105 E. College Avenue
St. Maries, Idaho 83861
ATM Available
Potlatch No 1 Credit Union: Pullman Walmart
1690 SE Harvest Drive
Pullman, Washington 99163
ATM Available
Potlatch No 1 Credit Union: Lewiston Southway Branch
654 Southway Avenue
Lewiston, Idaho 83501
ATM Available
Potlatch No 1 Credit Union: Orofino Branch
1167 Michigan Avenue
Orofino, Idaho 83544
ATM Available
Potlatch No 1 Credit Union: Lewiston Orchards Branch
1015 Warner Avenue
Lewiston, Idaho 83501
ATM Available
Potlatch No 1 Credit Union: Bonners Ferry
6673 Main Street
Bonners Ferry, Idaho 83805
ATM Available
Potlatch No 1 Credit Union: Clarkston Branch
1301 Highland Avenue
Clarkston, Washington 99403
ATM Available
Members Share
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87,540 members
Membership type: Unknown
Above average number of members

With 87,540 members, the Potlatch No 1 Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 95% of credit unions.

Fees Share
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$79
Average fee per member
The average fee per member at the Potlatch No 1 Credit Union is $79, which is high compared to most credit unions. This rate is higher than 73% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Potlatch No 1 Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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371:1
Credit union member to staff ratio
371 per each FTE employee
Compared to 411:1 nationally
Average number of staff
236 staff members
FTE (full-time equivalent)
2% of employees are part-time
234 full-time, 4 part-time

Potlatch No 1 Credit Union has 234 full-time staff members and 4 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Potlatch No 1 Credit Union has around 371 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$1,103,364,882
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,108
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 83% of credit unions.

Potlatch No 1 Credit Union holds a total of $944,390,000 in loans and leases, which is about $16,108 per member on average.

Savings interest rate Share
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Potlatch No 1 Credit Union pays 0.25%.

Loan rates Share
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10.15%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.99%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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6.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Potlatch No 1 Credit Union

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Potlatch No 1 Credit Union: Culdesac Branch
Credit Union Branch: 509 Main Street
Culdesac, Idaho 83524 No ATM
Potlatch No 1 Credit Union: Administration Building
Credit Union Branch: 1025 Warner Avenue
Lewiston, Idaho 83501 No ATM
Potlatch No 1 Credit Union: Clarkston Branch
Credit Union Branch: 1301 Highland Avenue
Clarkston, Washington 99403 ATM Available
Potlatch No 1 Credit Union: Grangeville Branch
Credit Union Branch: 908 W. Main Street
Grangeville, Idaho 83530 ATM Available
Potlatch No 1 Credit Union: Ponderay Branch
Credit Union Branch: 476864 Highway 95 Suite D.
Ponderay, Idaho 83852 ATM Available
Potlatch No 1 Credit Union: Post Falls Branch
Credit Union Branch: 3031 E. Mullan Avenue
Post Falls, Idaho 83854 ATM Available
Potlatch No 1 Credit Union: Orofino Branch
Credit Union Branch: 1167 Michigan Avenue
Orofino, Idaho 83544 ATM Available
Potlatch No 1 Credit Union: Hayden Branch
Credit Union Branch: 200 W. Honeysuckle Avenue
Hayden, Idaho 83835 ATM Available
Potlatch No 1 Credit Union: Moscow Branch
Credit Union Branch: 828 W. Pullman Road
Moscow, Idaho 83843 ATM Available
Potlatch No 1 Credit Union: Street Maries Branch
Credit Union Branch: 105 E. College Avenue
St. Maries, Idaho 83861 ATM Available