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Pse Credit Union, Inc.
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Pse Credit Union, Inc. Share
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Table of Contents
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About Share
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Address 5255 Regency Drive
Parma, Ohio 44129
Website http://psecreditunion.org
Phone (440) 843-8300
Fax (440) 843-7741
CEO Joseph C. Anderson
President of the Board Darlene Demarco
Services Offered
Score Card Share
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Well Capitalized
Net worth classification
Source: NCUA
18,828 members
Membership type: State chartered natural person credit union
Above average number of members
384:1
Credit union member to staff ratio
384 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$135,147,869
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
0.07%
Savings interest rate
Compared to 0.3% nationally
11.18%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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3 branches
Compared with an average of 4 nationally and 3 in Ohio
Above average number of branches
Pse Credit Union, Inc. Branch Locations

Pse Credit Union, Inc.: Main Office
5255 Regency Drive
Parma, Ohio 44129
ATM Available
Pse Credit Union, Inc.: Strongsville Office
12700 Prospect Road
Strongsville, Ohio 44149
ATM Available
Pse Credit Union, Inc.: Medina
3845 Pearl Road
Medina, Ohio 44256
ATM Available
Members Share
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18,828 members
Membership type: State chartered natural person credit union
Above average number of members

With 18,828 members, the Pse Credit Union, Inc. is considered to be a very large credit union. It is among the largest of credit unions and is larger than 81% of credit unions.

Fees Share
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$79
Average fee per member
The average fee per member at the Pse Credit Union, Inc. is $79, which is high compared to most credit unions. This rate is higher than 73% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Pse Credit Union, Inc.. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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384:1
Credit union member to staff ratio
384 per each FTE employee
Compared to 411:1 nationally
Average number of staff
49 staff members
FTE (full-time equivalent)
22% of employees are part-time
43 full-time, 12 part-time

Pse Credit Union, Inc. has 43 full-time staff members and 12 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 78% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Pse Credit Union, Inc. has around 384 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$135,147,869
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,600
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 55% of credit unions.

Pse Credit Union, Inc. holds a total of $84,730,000 in loans and leases, which is about $10,600 per member on average.

Savings interest rate Share
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0.07%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Pse Credit Union, Inc. pays 0.07%.

Loan rates Share
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11.18%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
14.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.46%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.60%
New car loan rate
Compared to 4.0% nationally
4.65%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.71%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Pse Credit Union, Inc.: Strongsville Office
Credit Union Branch: 12700 Prospect Road
Strongsville, Ohio 44149 ATM Available
Schoolsfirst Credit Union: Inglewood ATM
Credit Union ATM: 3845 Pearl Road
Medina, Ohio 44256
Pse Credit Union, Inc.: Main Office ATM
Credit Union ATM: 5255 Regency Drive
Parma, Ohio 44129
Pse Credit Union, Inc.: Strongsville Office ATM
Credit Union ATM: 12700 Prospect Road
Strongsville, Ohio 44149
Pse Credit Union, Inc.: Medina
Credit Union Branch: 3845 Pearl Road
Medina, Ohio 44256 ATM Available
Pse Credit Union, Inc.: Main Office
Credit Union Branch: 5255 Regency Drive
Parma, Ohio 44129 ATM Available
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
ATM
Credit Union ATM: 7007 Powers Boulevard
Parma, Ohio 44129
Pse Credit Union, Inc.
Credit Union: Well Capitalized Parma, Ohio 18828.0 $135 million Well Capitalized