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P.S.E. & G. Nuclear Employees Credit Union
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P.S.E. & G. Nuclear Employees Credit Union Share
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Overview Share
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P.S.E. & G. Nuclear Employees Credit Union is a federal credit union based in Hancocks Bridge, New Jersey. It has been opened since 1985, for 37 years.

With around $9,910,000 in assets, P.S.E. & G. Nuclear Employees Credit Union is considered to be a medium size credit union.

About Share
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Address P.O. Box 232
Hancocks Bridge, New Jersey 08038
Website http://www.psegnuclearcreditunion.c
Phone (856) 339-5099
CEO Jody Mortarulo
President of the Board Dave Shaver
Services Offered
Score Card Share
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37 years
Years in business
Opened in 1985
Well Capitalized
Net worth classification
Source: NCUA
1,306 members
Membership type: Service – communications and utilities
Below average number of members
326:1
Credit union member to staff ratio
326 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$9,907,236
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in New Jersey
Average number of branches
0.02%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 2 in New Jersey
Average number of branches
P.S.E. & G. Nuclear Employees Credit Union Branch Locations

P.S.E. & G. Nuclear Employees Credit Union: Main Office
End of Alloway Creek Neck Road
Hancocks Bridge, New Jersey 08038
No ATM
Members Share
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1,306 members
Membership type: Service – communications and utilities
Below average number of members

With 1,306 members, the P.S.E. & G. Nuclear Employees Credit Union is considered to be a small credit union. It is smaller than 75% of credit unions.

Fees Share
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$21
Average fee per member
The average fee per member at the P.S.E. & G. Nuclear Employees Credit Union is $21, which is low compared to most credit unions. This rate is lower than 72% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the P.S.E. & G. Nuclear Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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326:1
Credit union member to staff ratio
326 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
4 staff members
FTE (full-time equivalent)
0% of employees are part-time
4 full-time, 0 part-time

P.S.E. & G. Nuclear Employees Credit Union has 4 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. P.S.E. & G. Nuclear Employees Credit Union has around 326 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$9,907,236
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$9,115
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 41% of credit unions.

P.S.E. & G. Nuclear Employees Credit Union holds a total of $4,530,000 in loans and leases, which is about $9,115 per member on average.

Savings interest rate Share
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0.02%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. P.S.E. & G. Nuclear Employees Credit Union pays 0.02%.

Loan rates Share
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6.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.00%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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3.99%
Other real estate loan rates
Compared to 0.9% nationally

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