Feedback
Share
Link
Link copied!
Asset Brief
Public Service E.D. Trenton Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Public Service E.D. Trenton Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Public Service E.D. Trenton Credit Union is a federal credit union based in Mercerville, New Jersey. It has been opened since 1956, for 66 years.

With around $3,650,000 in assets, Public Service E.D. Trenton Credit Union is considered to be a small credit union.

About Share
Link
Link copied!
Address Po Box 3365
Mercerville, New Jersey 08619
Phone (609) 799-6919
Fax (609) 799-6919
CEO Douglas Schenck
President of the Board Edward Albertson
Services Offered
Score Card Share
Link
Link copied!
Back to Top
66 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
384 members
Membership type: Service – communications and utilities
Below average number of members
256:1
Credit union member to staff ratio
256 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$3,651,083
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in New Jersey
Average number of branches
2.00%
Savings interest rate
Compared to 0.3% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 2 in New Jersey
Average number of branches
Public Service E.D. Trenton Credit Union Branch Locations
Members Share
Link
Link copied!
Back to Top
384 members
Membership type: Service – communications and utilities
Below average number of members

With 384 members, the Public Service E.D. Trenton Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 93% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$1
Average fee per member
The average fee per member at the Public Service E.D. Trenton Credit Union is $1, which is very low compared to most credit unions. This rate is lower than 94% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Public Service E.D. Trenton Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
256:1
Credit union member to staff ratio
256 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
2 staff members
FTE (full-time equivalent)
100% of employees are part-time
0 full-time, 3 part-time

Public Service E.D. Trenton Credit Union has 0 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of part-time staff, at approximately 100% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Public Service E.D. Trenton Credit Union has around 256 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$3,651,083
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
33.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$7,392
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 75% of credit unions.

Public Service E.D. Trenton Credit Union holds a total of $550,000 in loans and leases, which is about $7,392 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
2.00%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Public Service E.D. Trenton Credit Union pays 2.00%.

Loan rates Share
Link
Link copied!
Back to Top
8.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
2.99%
New car loan rate
Compared to 4.0% nationally
4.25%
Used car loan rate
Compared to 5.2% nationally

More Credit Unions

See all...
Health Care of New Jersey Credit Union
Credit Union: Well Capitalized Mount Holly, New Jersey 1935.0 $6 million Well Capitalized
NJ Gateway Credit Union
Credit Union: Well Capitalized Dayton, New Jersey 2677.0 $27 million Well Capitalized
Rutherford Postal District Employee Credit Union
Credit Union: Well Capitalized Lakewood, New Jersey 390.0 $8 million Well Capitalized
N. J. Latvian Credit Union
Credit Union: Well Capitalized Freehold, New Jersey 220.0 $10 million Well Capitalized
Garden State Credit Union
Credit Union: Well Capitalized Moorestown, New Jersey 3903.0 $32 million Well Capitalized
West Orange Municipal Credit Union
Credit Union: Well Capitalized West Orange, New Jersey 1279.0 $7 million Well Capitalized
The Atlantic Credit Union
Credit Union: Well Capitalized Kenilworth, New Jersey 18360.0 $222 million Well Capitalized
Bayonne City Employees Credit Union
Credit Union: Well Capitalized Bayonne, New Jersey 780.0 $5 million Well Capitalized
Mid-State Credit Union
Credit Union: Well Capitalized Carteret, New Jersey 1452.0 $17 million Well Capitalized
Path Credit Union
Credit Union: Well Capitalized Jersey City, New Jersey 1274.0 $12 million Well Capitalized

Other Credit Unions

See all...
New Jersey Community Credit Union
Credit Union: Well Capitalized Moorestown, New Jersey 1272.0 $8 million Well Capitalized
Ocnac #1 Credit Union
Credit Union: Well Capitalized Jersey City, New Jersey 2488.0 $6 million Well Capitalized
Global 1 Credit Union
Credit Union: Undercapitalized Pennsauken, New Jersey 1295.0 $7 million Undercapitalized
Irco Community Credit Union
Credit Union: Well Capitalized Phillipsburg, New Jersey 8665.0 $76 million Well Capitalized
Jersey Shore Credit Union
Credit Union: Well Capitalized Northfield, New Jersey 12974.0 $160 million Well Capitalized
Energy People Credit Union
Credit Union: Well Capitalized Medford, New Jersey 1368.0 $16 million Well Capitalized
Rutgers Credit Union
Credit Union: Well Capitalized New Brunswick, New Jersey 9184.0 $82 million Well Capitalized
Hoboken School Employees Credit Union
Credit Union: Well Capitalized Hoboken, New Jersey 1949.0 $55 million Well Capitalized
Bay Ridge Lodge No 632 Credit Union
Credit Union: Well Capitalized Marlboro, New Jersey 35.0 $90k Well Capitalized
Atlantic Health Employees Credit Union
Credit Union: Well Capitalized Summit, New Jersey 4514.0 $23 million Well Capitalized

Other Credit Unions

See all...
United Poles Credit Union
Credit Union: Well Capitalized Perth Amboy, New Jersey 1922.0 $41 million Well Capitalized
Raritan Bay Credit Union
Credit Union: Well Capitalized Sayreville, New Jersey 11478.0 $86 million Well Capitalized
South Jersey Credit Union
Credit Union: Well Capitalized Deptford, New Jersey 54365.0 $367 million Well Capitalized
Israel Memorial A M E Credit Union
Credit Union: Well Capitalized Newark, New Jersey 178.0 $383k Well Capitalized
1st Bergen Credit Union
Credit Union: Well Capitalized Hackensack, New Jersey 2753.0 $4 million Well Capitalized
South Jersey Gas Employees Credit Union
Credit Union: Well Capitalized Folsom, New Jersey 929.0 $10 million Well Capitalized
Bard Employees Credit Union
Credit Union: Well Capitalized New Providence, New Jersey 1364.0 $14 million Well Capitalized
Hoboken N J Police Credit Union
Credit Union: Well Capitalized Hoboken, New Jersey 800.0 $10 million Well Capitalized
Hmc (Nj) Credit Union
Credit Union: Well Capitalized Flemington, New Jersey 997.0 $7 million Well Capitalized
Public Service Credit Union
Credit Union: Well Capitalized Middlesex, New Jersey 3579.0 $36 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Public Service E.D. Trenton Credit Union

See all...
Public Service Credit Union: Trenton Branch ATM
Credit Union ATM: 2360 W. Jefferson Avenue
Trenton, Michigan 48183
New Jersey Law And Public Safety Credit Union
Credit Union: Well Capitalized Trenton, New Jersey 8822.0 $47 million Well Capitalized
Public Service Credit Union: Trenton Branch
Credit Union Branch: 2360 W. Jefferson Avenue
Trenton, Michigan 48183 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
New Jersey Law and Public Safety Credit Union: Main
Credit Union Branch: 225 E. State Street
Trenton, New Jersey 08608 No ATM
Public Service Credit Union: Main-Public Service
Credit Union Branch: 1700 Sherman Street
Wausau, Wisconsin 54401 No ATM
New Jersey Law and Public Safety Credit Union: Justice
Credit Union Branch: 25 Market Street
Trenton, New Jersey 08611 No ATM
Public Service Credit Union: Trenton Branch ATM
Credit Union ATM: 502 W. Riverside Avenue Suite 100
Spokane, Washington 99201
Public Service E.D. Trenton Credit Union: Credit Union
Credit Union Branch: 4140 Quakerbridge Road
Lawrence, New Jersey 08648 No ATM
Public Service E.D. Trenton Credit Union
Credit Union: Well Capitalized Mercerville, New Jersey 384.0 $4 million Well Capitalized