Puerto Rico Credit Union

Puerto Rico Credit Union is a federal credit union based in Caparra, Puerto Rico. It has been opened since 1960, for 60 years.

With around $146,550,000 in assets, Puerto Rico Credit Union is considered to be a large credit union. It has 2 branches and 1 ATM locations.

With 22,615 members, the Puerto Rico Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 83% of credit unions.

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Puerto Rico Credit Union. Some credit unions tend to charge more fees, while others charge less.

Puerto Rico Credit Union has 36 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Puerto Rico Credit Union has around 628 members per staff, a high ratio compared to other credit unions.

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Puerto Rico Credit Union holds a total of $91,280,000 in loans and leases, which is about $12,997 per member on average.

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Puerto Rico Credit Union pays 0.50%.