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Quad Cities Postal Credit Union Share
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Overview Share
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Quad Cities Postal Credit Union is a federally insured state credit union based in Moline, Illinois. It has been opened since 1938, for 84 years.

With around $6,930,000 in assets, Quad Cities Postal Credit Union is considered to be a medium size credit union. It has 1 branches and 1 ATM locations.

About Share
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Address 4502 27th Street
Moline, Illinois 61265
Website http://www.qcpcu.com
Phone (309) 797-1414
Fax (309) 797-9884
CEO Brenda L. Trent
President of the Board Ronald Stagg
Services Offered
Score Card Share
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84 years
Years in business
Opened in 1938
Well Capitalized
Net worth classification
Source: NCUA
813 members
Membership type: State chartered natural person credit union
Below average number of members
271:1
Credit union member to staff ratio
271 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$6,927,657
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
8.06%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
Quad Cities Postal Credit Union Branch Locations

Quad Cities Postal Credit Union
4502 27th Street
Moline, Illinois 61265
ATM Available
Members Share
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813 members
Membership type: State chartered natural person credit union
Below average number of members

With 813 members, the Quad Cities Postal Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 84% of credit unions.

Fees Share
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$70
Average fee per member
The average fee per member at the Quad Cities Postal Credit Union is $70, which is high compared to most credit unions. This rate is higher than 67% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Quad Cities Postal Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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271:1
Credit union member to staff ratio
271 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Quad Cities Postal Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Quad Cities Postal Credit Union has around 271 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$6,927,657
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,260
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 51% of credit unions.

Quad Cities Postal Credit Union holds a total of $4,130,000 in loans and leases, which is about $10,260 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Quad Cities Postal Credit Union pays 0.10%.

Loan rates Share
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8.06%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
18.49%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.10%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.62%
New car loan rate
Compared to 4.0% nationally
6.61%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.35%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.01%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Quad Cities Postal Credit Union ATM
Credit Union ATM: 4502 27th Street
Moline, Illinois 61265
Quad Cities Postal Credit Union
Credit Union Branch: 4502 27th Street
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.