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R-S Bellco Credit Union

Overview
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R-S Bellco Credit Union is a federal credit union based in New Brighton, Pennsylvania. It has been opened since 1953, for 67 years.

With around $26,620,000 in assets, R-S Bellco Credit Union is considered to be an average size credit union.

About
Address 710 Third Avenue
New Brighton, Pennsylvania 15066
Website http://www.rsbellcofcu.com
Phone (724) 843-3330
Fax (724) 846-6969
CEO David P. Willey
President of the Board Gordon Taglieri
Services Offered
Map
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Score Card
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67 years
Years in business
Opened in 1953
Adequately Capitalized
Net worth classification
Source: NCUA
2,678 members
Membership type: Community credit union
Average number of members
383:1
Credit union member to staff ratio
383 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$26,623,374
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
R-S Bellco Credit Union Branch Locations

R-S Bellco Credit Union: Main Office
710 3rd Avenue
New Brighton, Pennsylvania 15066
No ATM
Members
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2,678 members
Membership type: Community credit union
Average number of members

With 2,678 members, the R-S Bellco Credit Union is considered to be a medium size credit union. It is larger than 42% of credit unions.

Fees
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$76
Average fee per member
The average fee per member at the R-S Bellco Credit Union is $76, which is high compared to most credit unions. This rate is higher than 72% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the R-S Bellco Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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383:1
Credit union member to staff ratio
383 per each FTE employee
Compared to 411:1 nationally
Average number of staff
7 staff members
FTE (full-time equivalent)
0% of employees are part-time
7 full-time, 0 part-time

R-S Bellco Credit Union has 7 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. R-S Bellco Credit Union has around 383 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$26,623,374
Total assets
Average size
Net worth
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Adequately Capitalized
Net worth classification
Source: NCUA
An adequately capitalized credit union has a net worth ratio between 6% and 7% and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
6.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$9,374
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 43% of credit unions.

R-S Bellco Credit Union holds a total of $13,800,000 in loans and leases, which is about $9,374 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. R-S Bellco Credit Union pays 0.05%.

Loan rates
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12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.26%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.74%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.57%
New car loan rate
Compared to 4.0% nationally
5.52%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.07%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
8.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally