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Regional Members Credit Union Share
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Overview Share
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Regional Members Credit Union is a federal credit union based in Columbus, Georgia. It has been opened since 1935, for 87 years.

With around $8,880,000 in assets, Regional Members Credit Union is considered to be a medium size credit union.

About Share
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Address P.O. Box 9304
Columbus, Georgia 31908
Website http://www.rmfcu.org
Phone (706) 321-3225
Fax (706) 321-3279
CEO Gail H. Chandler
President of the Board Ceretha Willetts
Services Offered
Score Card Share
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87 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
1,361 members
Membership type: Multiple common bond – primary transportation
Below average number of members
389:1
Credit union member to staff ratio
389 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$8,881,487
Total assets
Below average
2 branches
Compared with an average of 4 nationally and 4 in Georgia
Above average number of branches
0.08%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 4 in Georgia
Above average number of branches
Regional Members Credit Union Branch Locations

Regional Members Federal Credit Union
1044 15th Street
Columbus, Georgia 31901
No ATM
Regional Members Federal Credit Union
3610 Gentian Boulevard
Columbus, Georgia 31907
No ATM
Members Share
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1,361 members
Membership type: Multiple common bond – primary transportation
Below average number of members

With 1,361 members, the Regional Members Credit Union is considered to be a small credit union. It is smaller than 74% of credit unions.

Fees Share
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$31
Average fee per member
The average fee per member at the Regional Members Credit Union is $31, which is low compared to most credit unions. This rate is lower than 64% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Regional Members Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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389:1
Credit union member to staff ratio
389 per each FTE employee
Compared to 411:1 nationally
Average number of staff
4 staff members
FTE (full-time equivalent)
25% of employees are part-time
3 full-time, 1 part-time

Regional Members Credit Union has 3 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 75% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Regional Members Credit Union has around 389 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$8,881,487
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$9,238
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 42% of credit unions.

Regional Members Credit Union holds a total of $4,420,000 in loans and leases, which is about $9,238 per member on average.

Savings interest rate Share
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0.08%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Regional Members Credit Union pays 0.08%.

Loan rates Share
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10.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.90%
New car loan rate
Compared to 4.0% nationally
6.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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7.50%
Other real estate loan rates
Compared to 0.9% nationally

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