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R.I.A. Credit Union
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R.I.A. Credit Union Share
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Overview Share
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R.I.A. Credit Union is a federal credit union based in Rock Island, Illinois. It has been opened since 1935, for 87 years.

With around $412,950,000 in assets, R.I.A. Credit Union is considered to be a very large credit union. It has 11 branches and 11 ATM locations.

About Share
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Address Po Box 4750
Rock Island, Illinois 61204
Website http://riafcu.com
Phone (563) 355-3800
Fax (563) 355-9680
CEO James Watts
President of the Board Alfred Olson Jr
Services Offered
Score Card Share
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87 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
43,253 members
Membership type: Multiple common bond – primary military
Above average number of members
397:1
Credit union member to staff ratio
397 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$412,947,152
Total assets
Above average
11 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
8.80%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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11 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
R.I.A. Credit Union Branch Locations

R.I.A. Credit Union: 1
4343 Utica Ridge Road
Bettendorf, Iowa 52722
ATM Available
R.I.A. Credit Union: 6
1024 North Superior Avenue
Tomah, Wisconsin 54660
ATM Available
R.I.A. Credit Union: 5
3509 North Harrison Street
Davenport, Iowa 52806
ATM Available
R.I.A. Credit Union: 4
2105 S. 8th Avenue
Fort Mccoy
Fort Mccoy, Wisconsin 54656
ATM Available
R.I.A. Credit Union: 12
750 42nd Avenue Drive
Moline, Illinois 61265
ATM Available
R.I.A. Credit Union: 14
201 5th Street
Silvis, Illinois 61282
ATM Available
R.I.A. Credit Union: 3
1522 46th Avenue
Moline, Illinois 61265
ATM Available
R.I.A. Credit Union: 2
103 3rd Street
Savanna, Illinois 61074
ATM Available
R.I.A. Credit Union: 8
1111 W. 5th Street
Wilton, Iowa 52778
ATM Available
R.I.A. Credit Union: 10
110 10th Avenue E.
Milan, Illinois 61264
ATM Available
R.I.A. Credit Union: 11
Rock Island Arsenal
Building 61
Rock Island, Illinois 61299
ATM Available
Members Share
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43,253 members
Membership type: Multiple common bond – primary military
Above average number of members

With 43,253 members, the R.I.A. Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 90% of credit unions.

Fees Share
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$43
Average fee per member
The average fee per member at the R.I.A. Credit Union is $43, which is comparable to most credit unions. This rate is lower than 54% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the R.I.A. Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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397:1
Credit union member to staff ratio
397 per each FTE employee
Compared to 411:1 nationally
Average number of staff
109 staff members
FTE (full-time equivalent)
5% of employees are part-time
106 full-time, 6 part-time

R.I.A. Credit Union has 106 full-time staff members and 6 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 95% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. R.I.A. Credit Union has around 397 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$412,947,152
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$11,993
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 64% of credit unions.

R.I.A. Credit Union holds a total of $331,500,000 in loans and leases, which is about $11,993 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. R.I.A. Credit Union pays 0.10%.

Loan rates Share
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8.80%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.24%
New car loan rate
Compared to 4.0% nationally
6.24%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.75%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to R.I.A. Credit Union

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R.I.A. Credit Union: 1
Credit Union Branch: 4343 Utica Ridge Road
Bettendorf, Iowa 52722 ATM Available
R.I.A. Credit Union: 14
Credit Union Branch: 201 5th Street
Silvis, Illinois 61282 ATM Available
R.I.A. Credit Union: 6
Credit Union Branch: 1024 North Superior Avenue
Tomah, Wisconsin 54660 ATM Available
R.I.A. Credit Union: 10
Credit Union Branch: 110 10th Avenue E.
Milan, Illinois 61264 ATM Available
R.I.A. Credit Union: 8
Credit Union Branch: 1111 W. 5th Street
Wilton, Iowa 52778 ATM Available
R.I.A. Credit Union: 2
Credit Union Branch: 103 3rd Street
Savanna, Illinois 61074 ATM Available
R.I.A. Credit Union: 12
Credit Union Branch: 750 42nd Avenue Drive
Moline, Illinois 61265 ATM Available
R.I.A. Credit Union: 3
Credit Union Branch: 1522 46th Avenue
Moline, Illinois 61265 ATM Available
R.I.A. Credit Union: 4
Credit Union Branch: 2105 S. 8th Avenue
Fort Mccoy
Fort Mccoy, Wisconsin 54656 ATM Available
R.I.A. Credit Union: 5
Credit Union Branch: 3509 North Harrison Street
Davenport, Iowa 52806 ATM Available