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Rio Grande Credit Union Share
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Overview Share
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Rio Grande Credit Union is a federal credit union based in Grand Junction, Colorado. It has been opened since 1940, for 82 years.

With around $55,860,000 in assets, Rio Grande Credit Union is considered to be an average size credit union. It has 2 branches and 1 ATM locations.

About Share
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Address 760 Rood Avenue
Grand Junction, Colorado 81501
Website http://www.riograndefcu.org
Phone (970) 243-7330
Fax (970) 242-9319
CEO Valarie Neumeier
President of the Board Daniel Steinkirchner
Services Offered
Score Card Share
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82 years
Years in business
Opened in 1940
Well Capitalized
Net worth classification
Source: NCUA
4,853 members
Membership type: Community credit union
Average number of members
404:1
Credit union member to staff ratio
404 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$55,861,683
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
10.56%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
Rio Grande Credit Union Branch Locations

Rio Grande Federal Credit Union - Va
2121 North Avenue
Grand Junction, Colorado 81501
No ATM
Rio Grande Federal Credit Union
760 Rood Avenue
Grand Junction, Colorado 81501
ATM Available
Members Share
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4,853 members
Membership type: Community credit union
Average number of members

With 4,853 members, the Rio Grande Credit Union is considered to be a medium size credit union. It is larger than 56% of credit unions.

Fees Share
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$39
Average fee per member
The average fee per member at the Rio Grande Credit Union is $39, which is comparable to most credit unions. This rate is lower than 58% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Rio Grande Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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404:1
Credit union member to staff ratio
404 per each FTE employee
Compared to 411:1 nationally
Average number of staff
12 staff members
FTE (full-time equivalent)
0% of employees are part-time
12 full-time, 0 part-time

Rio Grande Credit Union has 12 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Rio Grande Credit Union has around 404 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$55,861,683
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
18.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$12,528
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 68% of credit unions.

Rio Grande Credit Union holds a total of $24,480,000 in loans and leases, which is about $12,528 per member on average.

Savings interest rate Share
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Rio Grande Credit Union pays 0.15%.

Loan rates Share
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10.56%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
13.26%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.79%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.65%
New car loan rate
Compared to 4.0% nationally
4.52%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.73%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.49%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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