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Rio Grande Valley Credit Union
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Rio Grande Valley Credit Union Share
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Overview Share
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Rio Grande Valley Credit Union is a federally insured state credit union based in Harlingen, Texas. It has been opened since 1954, for 68 years.

With around $99,450,000 in assets, Rio Grande Valley Credit Union is considered to be a large credit union. It has 4 branches and 5 ATM locations.

About Share
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Address 1221 Morgan Boulevard
Harlingen, Texas 78550
Website http://www.rgvcu.coop
Phone (956) 423-5792
Fax (956) 423-3105
CEO Allyson Morrow
President of the Board David Jones
Services Offered
Score Card Share
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68 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
15,928 members
Membership type: State chartered natural person credit union
Above average number of members
398:1
Credit union member to staff ratio
398 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$99,449,177
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.12%
Savings interest rate
Compared to 0.3% nationally
7.02%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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4 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Rio Grande Valley Credit Union Branch Locations

Rio Grande Valley Credit Union: Morgan
1221 Morgan Boulevard
Harlingen, Texas 78550
ATM Available
Rio Grande Valley Credit Union: Expwy 83
4321 W. Expressway 83
Harlingen, Texas 78552
ATM Available
Rio Grande Valley Credit Union: Lyford Branch
7449 S. Expressway 77
Lyford, Texas 78569
ATM Available
Rio Grande Valley Credit Union: San Benito Branch
345 North Williams Road
San Benito, Texas 78586
ATM Available
Members Share
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15,928 members
Membership type: State chartered natural person credit union
Above average number of members

With 15,928 members, the Rio Grande Valley Credit Union is considered to be a large credit union. It is larger than 78% of credit unions.

Fees Share
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$56
Average fee per member
The average fee per member at the Rio Grande Valley Credit Union is $56, which is comparable to most credit unions. This rate is lower than 44% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Rio Grande Valley Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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398:1
Credit union member to staff ratio
398 per each FTE employee
Compared to 411:1 nationally
Average number of staff
40 staff members
FTE (full-time equivalent)
22% of employees are part-time
35 full-time, 10 part-time

Rio Grande Valley Credit Union has 35 full-time staff members and 10 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 78% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Rio Grande Valley Credit Union has around 398 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$99,449,177
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$6,374
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 82% of credit unions.

Rio Grande Valley Credit Union holds a total of $52,550,000 in loans and leases, which is about $6,374 per member on average.

Savings interest rate Share
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0.12%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Rio Grande Valley Credit Union pays 0.12%.

Loan rates Share
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7.02%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.43%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
9.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.46%
New car loan rate
Compared to 4.0% nationally
4.11%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.31%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Navigator Cu: Cottage Hill ATM
Credit Union ATM: 2101 Pease Street
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Rio Grande Valley Credit Union: Morgan ATM
Credit Union ATM: 5133 Douglas Avenue
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Rio Grande Valley Credit Union: Morgan
Credit Union Branch: 1221 Morgan Boulevard
Harlingen, Texas 78550 ATM Available
Rio Grande Valley Credit Union: Expwy 83 ATM
Credit Union ATM: 4321 W. Expressway 83
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Rio Grande Valley Credit Union: Morgan ATM
Credit Union ATM: 1221 Morgan Boulevard
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Rio Grande Valley Credit Union: San Benito Branch
Credit Union Branch: 345 North Williams Road
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Desert Communities Credit Union: Ft. Mohave Branch ATM
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Rio Grande Valley Credit Union: Lyford Branch
Credit Union Branch: 7449 S. Expressway 77
Lyford, Texas 78569 ATM Available
Rio Grande Valley Credit Union: San Benito Branch ATM
Credit Union ATM: 345 North Williams Road
San Benito, Texas 78586
Rio Grande Valley Credit Union: Expwy 83
Credit Union Branch: 4321 W. Expressway 83
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