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Rock Valley Credit Union Share
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Overview Share
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Rock Valley Credit Union is a federally insured state credit union based in Loves Park, Illinois. It has been opened since 1968, for 54 years.

With around $111,370,000 in assets, Rock Valley Credit Union is considered to be a large credit union. It has 5 branches and 6 ATM locations.

About Share
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Address 1201 Clifford Avenue
Loves Park, Illinois 61111
Website http://www.rockvalleycreditunion.or
Phone (815) 877-0441
Fax (815) 877-8201
CEO Darlyne Keller
President of the Board David Gill
Services Offered
Score Card Share
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54 years
Years in business
Opened in 1968
Well Capitalized
Net worth classification
Source: NCUA
18,211 members
Membership type: State chartered natural person credit union
Above average number of members
322:1
Credit union member to staff ratio
322 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$111,373,800
Total assets
Above average
5 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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5 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
Rock Valley Credit Union Branch Locations

Rock Valley Credit Union: Rochelle
561 Flagg Road
Rochelle, Illinois 61068
ATM Available
Rock Valley Credit Union: Meijer Machesney Park
1770 W. Lane Road
Machesney Park, Illinois 61115
ATM Available
Rock Valley Credit Union: Machesney Park
11280 Forest Hills Road
Machesney Park, Illinois 61115
ATM Available
Rock Valley Credit Union: Loves Park
1201 Clifford Avenue
Loves Park, Illinois 61111
ATM Available
Rock Valley Credit Union: Meijer Rockford
2013 Mcfarland Road
Rockford, Illinois 61107
ATM Available
Members Share
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18,211 members
Membership type: State chartered natural person credit union
Above average number of members

With 18,211 members, the Rock Valley Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 80% of credit unions.

Fees Share
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$107
Average fee per member
The average fee per member at the Rock Valley Credit Union is $107, which is very high compared to most credit unions. This rate is higher than 88% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Rock Valley Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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322:1
Credit union member to staff ratio
322 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
56 staff members
FTE (full-time equivalent)
8% of employees are part-time
54 full-time, 5 part-time

Rock Valley Credit Union has 54 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Rock Valley Credit Union has around 322 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$111,373,800
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$12,171
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 65% of credit unions.

Rock Valley Credit Union holds a total of $90,940,000 in loans and leases, which is about $12,171 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Rock Valley Credit Union pays 0.10%.

Loan rates Share
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12.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.78%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.29%
New car loan rate
Compared to 4.0% nationally
5.65%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.81%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Rock Valley Credit Union

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Rock Valley Credit Union: Meijer Rockford
Credit Union Branch: 2013 Mcfarland Road
Rockford, Illinois 61107 ATM Available
Baxter Credit Union: Richardson/Uhg ATM
Credit Union ATM: 1770 W. Lane Road
Machesney Park, Illinois 61115
Baxter Credit Union: Overland Park/Uhg ATM
Credit Union ATM: 1001 S. Main Street
Rochelle, Illinois 61068
Rock Valley Credit Union: Meijer Machesney Park
Credit Union Branch: 1770 W. Lane Road
Machesney Park, Illinois 61115 ATM Available
Rock Valley Credit Union: Rochelle
Credit Union Branch: 561 Flagg Road
Rochelle, Illinois 61068 ATM Available
Rock Valley Credit Union: Loves Park ATM
Credit Union ATM: 1201 Clifford Avenue
Loves Park, Illinois 61111
Rock Valley Credit Union: Rochelle ATM
Credit Union ATM: 561 Flagg Road
Rochelle, Illinois 61068
Rock Valley Credit Union: Loves Park
Credit Union Branch: 1201 Clifford Avenue
Loves Park, Illinois 61111 ATM Available
Rock Valley Credit Union: Machesney Park ATM
Credit Union ATM: 11280 Forest Hills Road
Machesney Park, Illinois 61115
Rock Valley Credit Union: Machesney Park
Credit Union Branch: 11280 Forest Hills Road
Machesney Park, Illinois 61115 ATM Available