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Rome Credit Union Share
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Overview Share
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Rome Credit Union is a federal credit union based in Rome, New York. It has been opened since 1936, for 86 years.

With around $21,770,000 in assets, Rome Credit Union is considered to be an average size credit union.

About Share
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Address 937 Seneca Street
Rome, New York 13440
Website http://romefcu.com
Phone (315) 339-1658
Fax (315) 339-0304
CEO Karen L. Bailer
President of the Board Susan Mendiola
Services Offered
Score Card Share
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86 years
Years in business
Opened in 1936
Well Capitalized
Net worth classification
Source: NCUA
1,896 members
Membership type: Community credit union
Below average number of members
271:1
Credit union member to staff ratio
271 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$21,769,523
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
Rome Credit Union Branch Locations

Rome Federal Credit Union
937 Seneca Street
Rome, New York 13440
No ATM
Members Share
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1,896 members
Membership type: Community credit union
Below average number of members

With 1,896 members, the Rome Credit Union is considered to be a small credit union. It is smaller than 67% of credit unions.

Fees Share
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$50
Average fee per member
The average fee per member at the Rome Credit Union is $50, which is comparable to most credit unions. This rate is lower than 49% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Rome Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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271:1
Credit union member to staff ratio
271 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
7 staff members
FTE (full-time equivalent)
25% of employees are part-time
6 full-time, 2 part-time

Rome Credit Union has 6 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 75% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Rome Credit Union has around 271 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$21,769,523
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$12,618
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 68% of credit unions.

Rome Credit Union holds a total of $14,980,000 in loans and leases, which is about $12,618 per member on average.

Savings interest rate Share
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Rome Credit Union pays 0.25%.

Loan rates Share
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9.28%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.60%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.20%
New car loan rate
Compared to 4.0% nationally
3.97%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.74%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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