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Safeamerica Credit Union Share
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Overview Share
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Safeamerica Credit Union is a non-federally insured state credit union based in Pleasanton, California. It has been opened since 1953, for 69 years.

With around $446,230,000 in assets, Safeamerica Credit Union is considered to be a very large credit union. It has 6 branches and 5 ATM locations.

About Share
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Address 6001 Gibraltar Drive
Pleasanton, California 94588
Website http://www.safeamerica.com
Phone (925) 734-4111
Fax (925) 460-0225
CEO Tom Graves
President of the Board Frank Zampella
Services Offered
Score Card Share
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69 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
37,077 members
Membership type: State chartered natural person credit union
Above average number of members
522:1
Credit union member to staff ratio
522 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$446,231,083
Total assets
Above average
6 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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6 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Safeamerica Credit Union Branch Locations

Safeamerica Credit Union: Walnut Creek Branch
2868 Ygnacio Valley Road
Walnut Creek, California 94598
ATM Available
Safeamerica Credit Union: Main Office
6001 Gibraltar Drive
Pleasanton, California 94588
ATM Available
Safeamerica Credit Union: Tracy Branch
16900 W. Schulte Road
Tracy, California 95377
ATM Available
Safeamerica Credit Union: Genentech Branch
1511 Grandview Drive Building 34
South San Francisco, California 94080
ATM Available
Safeamerica Credit Union: Hayward Branch
1030 La Playa Drive
Hayward, California 94545
ATM Available
Safeamerica Credit Union: Antioch Branch
5897 Lone Tree Way
Antioch, California 94531
No ATM
Members Share
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37,077 members
Membership type: State chartered natural person credit union
Above average number of members

With 37,077 members, the Safeamerica Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 88% of credit unions.

Fees Share
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$52
Average fee per member
The average fee per member at the Safeamerica Credit Union is $52, which is comparable to most credit unions. This rate is lower than 47% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Safeamerica Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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522:1
Credit union member to staff ratio
522 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
71 staff members
FTE (full-time equivalent)
16% of employees are part-time
65 full-time, 12 part-time

Safeamerica Credit Union has 65 full-time staff members and 12 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 84% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Safeamerica Credit Union has around 522 members per staff, a high ratio compared to other credit unions.

Assets Share
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$446,231,083
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$18,366
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 89% of credit unions.

Safeamerica Credit Union holds a total of $383,420,000 in loans and leases, which is about $18,366 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Safeamerica Credit Union pays 0.05%.

Loan rates Share
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9.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
9.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.00%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Safeamerica Credit Union

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Safeamerica Credit Union: Hayward Branch
Credit Union Branch: 1030 La Playa Drive
Hayward, California 94545 ATM Available
Safeamerica Credit Union: Main Office ATM
Credit Union ATM: 6001 Gibraltar Drive
Pleasanton, California 94588
Safeamerica Credit Union: Hayward Branch ATM
Credit Union ATM: 1030 La Playa Drive
Hayward, California 94545
Safeamerica Credit Union: Genentech Branch
Credit Union Branch: 1511 Grandview Drive Building 34
South San Francisco, California 94080 ATM Available
Safeamerica Credit Union: Tracy Branch ATM
Credit Union ATM: 16900 W. Schulte Road
Tracy, California 95377
Safeamerica Credit Union: Main Office
Credit Union Branch: 6001 Gibraltar Drive
Pleasanton, California 94588 ATM Available
Safeamerica Credit Union: Antioch Branch
Credit Union Branch: 5897 Lone Tree Way
Antioch, California 94531 No ATM
Safeamerica Credit Union: Walnut Creek Branch
Credit Union Branch: 2868 Ygnacio Valley Road
Walnut Creek, California 94598 ATM Available
Safeamerica Credit Union: Genentech Branch ATM
Credit Union ATM: 1511 Grandview Drive Building 34
South San Francisco, California 94080
Safeamerica Credit Union: Tracy Branch
Credit Union Branch: 16900 W. Schulte Road
Tracy, California 95377 ATM Available