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San Patricio County Teachers Credit Union
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San Patricio County Teachers Credit Union Share
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Overview Share
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San Patricio County Teachers Credit Union is a federal credit union based in Sinton, Texas. It has been opened since 1957, for 65 years.

With around $33,220,000 in assets, San Patricio County Teachers Credit Union is considered to be an average size credit union. It has 2 branches and 1 ATM locations.

About Share
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Address 501 W. Merriman
Sinton, Texas 78387
Website http://www.sanpatcu.com
Phone (361) 364-3683
Fax (361) 364-2132
CEO Melodie Brett
President of the Board William Skoruppa
Services Offered
Score Card Share
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65 years
Years in business
Opened in 1957
Well Capitalized
Net worth classification
Source: NCUA
4,136 members
Membership type: Multiple common bond – primary educational
Average number of members
331:1
Credit union member to staff ratio
331 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$33,221,365
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
San Patricio County Teachers Credit Union Branch Locations
Members Share
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4,136 members
Membership type: Multiple common bond – primary educational
Average number of members

With 4,136 members, the San Patricio County Teachers Credit Union is considered to be a medium size credit union. It is larger than 53% of credit unions.

Fees Share
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$43
Average fee per member
The average fee per member at the San Patricio County Teachers Credit Union is $43, which is comparable to most credit unions. This rate is lower than 55% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the San Patricio County Teachers Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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331:1
Credit union member to staff ratio
331 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
12 staff members
FTE (full-time equivalent)
21% of employees are part-time
11 full-time, 3 part-time

San Patricio County Teachers Credit Union has 11 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 79% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. San Patricio County Teachers Credit Union has around 331 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$33,221,365
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,361
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 84% of credit unions.

San Patricio County Teachers Credit Union holds a total of $23,540,000 in loans and leases, which is about $16,361 per member on average.

Savings interest rate Share
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. San Patricio County Teachers Credit Union pays 0.20%.

Loan rates Share
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8.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.00%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.25%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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San Patricio County Teachers Credit Union
Credit Union: Well Capitalized Sinton, Texas 4136.0 $33 million Well Capitalized
Pentagon Credit Union: San Patricio ATM
Credit Union ATM: 7 Calle Tabonuco Ofc Sanpatriciocenter
Guaynabo, Puerto Rico 00968
San Patricio County Teachers Credit Union: San Patricio Co Teachers Federal Credit Union
Credit Union Branch: 501 W. Merriman Street
Sinton, Texas 78387 No ATM
Cleveland-Bradley Cty Teacher Credit Union: Cleveland/Bradley County Teachers Federal Credit Union
Credit Union Branch: 420 Central Avenue NW
Cleveland, Tennessee 37311 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Pentagon Credit Union: San Patricio
Credit Union Branch: 7 Calle Tabonuco Ofc Sanpatriciocenter
Guaynabo, Puerto Rico 00968 ATM Available
Starr County Teachers Federal Credit Union
Credit Union Branch: 1322 E. San Benito Street
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San Patricio County Teachers Credit Union: San Patricio Co Teachers Federal Credit Union
Credit Union Branch: 1802 Billy G. Webb
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Cleveland-Bradley Cty Teacher Credit Union: Cleveland Bradley County Teachers Federal Credit Union
Credit Union Branch: 137 Ocoee Xing NW
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