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Sandia Area Credit Union Share
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Overview Share
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Sandia Area Credit Union is a federal credit union based in Albuquerque, New Mexico. It has been opened since 1956, for 66 years.

With around $693,140,000 in assets, Sandia Area Credit Union is considered to be a very large credit union. It has 7 branches and 6 ATM locations.

About Share
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Address P.O. Box 18044
Albuquerque, New Mexico 87185
Website http://www.sandia.org
Phone (505) 292-6343
CEO Scott H. Connely
President of the Board Burton Clyde
Services Offered
Score Card Share
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66 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
82,265 members
Membership type: Community credit union
Above average number of members
581:1
Credit union member to staff ratio
581 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$693,136,527
Total assets
Above average
7 branches
Compared with an average of 4 nationally and 3 in New Mexico
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
8.43%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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7 branches
Compared with an average of 4 nationally and 3 in New Mexico
Above average number of branches
Sandia Area Credit Union Branch Locations

Sandia Area Credit Union: Montgomery
11301 Montgomery Boulevard NE
Albuquerque, New Mexico 87111
ATM Available
Sandia Area Credit Union: Kirtland
1850 Wyoming Boulevard SE
Albuquerque, New Mexico 87117
ATM Available
Sandia Area Credit Union: Candelaria
8505 Candelaria Road NE
Albuquerque, New Mexico 87112
ATM Available
Sandia Area Credit Union: Far NE Heights
8000 Palomas Avenue NE
Albuquerque, New Mexico 87109
ATM Available
Sandia Area Credit Union: Westside
6410 Coors Boulevard NW
Albuquerque, New Mexico 87120
ATM Available
Sandia Area Credit Union: Rio Rancho
1601 Rio Rancho Drive SE
Rio Rancho, New Mexico 87124
ATM Available
Sandia Area Credit Union: Santa Fe
4001 Office Court Drive Suite 708
Santa FE, New Mexico 87507
No ATM
Members Share
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82,265 members
Membership type: Community credit union
Above average number of members

With 82,265 members, the Sandia Area Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 95% of credit unions.

Fees Share
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$34
Average fee per member
The average fee per member at the Sandia Area Credit Union is $34, which is low compared to most credit unions. This rate is lower than 62% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Sandia Area Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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581:1
Credit union member to staff ratio
581 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
142 staff members
FTE (full-time equivalent)
10% of employees are part-time
134 full-time, 15 part-time

Sandia Area Credit Union has 134 full-time staff members and 15 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 90% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Sandia Area Credit Union has around 581 members per staff, a high ratio compared to other credit unions.

Assets Share
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$693,136,527
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$17,364
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 87% of credit unions.

Sandia Area Credit Union holds a total of $639,190,000 in loans and leases, which is about $17,364 per member on average.

Savings interest rate Share
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Sandia Area Credit Union pays 0.10%.

Loan rates Share
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8.43%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.04%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.12%
New car loan rate
Compared to 4.0% nationally
3.41%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.80%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Sandia Area Credit Union

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Sandia Area Credit Union: Westside ATM
Credit Union ATM: 6410 Coors Boulevard NW
Albuquerque, New Mexico 87120
Sandia Area Credit Union: Rio Rancho
Credit Union Branch: 1601 Rio Rancho Drive SE
Rio Rancho, New Mexico 87124 ATM Available
Sandia Area Credit Union: Far NE Heights
Credit Union Branch: 8000 Palomas Avenue NE
Albuquerque, New Mexico 87109 ATM Available
Sandia Area Credit Union: Candelaria ATM
Credit Union ATM: 8505 Candelaria Road NE
Albuquerque, New Mexico 87112
Sandia Area Credit Union: Kirtland
Credit Union Branch: 1850 Wyoming Boulevard SE
Albuquerque, New Mexico 87117 ATM Available
Sandia Area Credit Union: Westside
Credit Union Branch: 6410 Coors Boulevard NW
Albuquerque, New Mexico 87120 ATM Available
Sandia Area Credit Union: Montgomery
Credit Union Branch: 11301 Montgomery Boulevard NE
Albuquerque, New Mexico 87111 ATM Available
Sandia Area Credit Union: Candelaria
Credit Union Branch: 8505 Candelaria Road NE
Albuquerque, New Mexico 87112 ATM Available
Sandia Area Credit Union: Kirtland ATM
Credit Union ATM: 1850 Wyoming Boulevard SE
Albuquerque, New Mexico 87117
Sandia Area Credit Union: Santa Fe
Credit Union Branch: 4001 Office Court Drive Suite 708
Santa FE, New Mexico 87507 No ATM