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Santa Fe Credit Union

Overview
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Santa Fe Credit Union is a federal credit union based in Amarillo, Texas. It has been opened since 1955, for 65 years.

With around $132,620,000 in assets, Santa Fe Credit Union is considered to be a large credit union. It has 3 branches and 1 ATM locations.

About
Address Po Box 15088
Amarillo, Texas 79105
Website http://www.santafefcu.com
Phone (806) 373-0736
Fax (806) 373-0767
CEO Steven N. Adee
President of the Board Lewis Brown
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
10,329 members
Membership type: Multiple common bond – primary transportation
Above average number of members
215:1
Credit union member to staff ratio
215 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$132,624,147
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.60%
Savings interest rate
Compared to 0.3% nationally
Branches
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3 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Santa Fe Credit Union Branch Locations

Santa Fe Credit Union: Dowtown Branch
1422 S. Harrison Street
Amarillo, Texas 79101
No ATM
Santa Fe Credit Union: Albuquerque Branch Office
7101 Jefferson Street NE
Albuquerque, New Mexico 87109
No ATM
Santa Fe Credit Union: Hillside Branch
7600 Hillside Road
Amarillo, Texas 79119
ATM Available
Members
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10,329 members
Membership type: Multiple common bond – primary transportation
Above average number of members

With 10,329 members, the Santa Fe Credit Union is considered to be a large credit union. It is larger than 71% of credit unions.

Fees
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$56
Average fee per member
The average fee per member at the Santa Fe Credit Union is $56, which is comparable to most credit unions. This rate is lower than 44% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Santa Fe Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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215:1
Credit union member to staff ratio
215 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
48 staff members
FTE (full-time equivalent)
4% of employees are part-time
47 full-time, 2 part-time

Santa Fe Credit Union has 47 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Santa Fe Credit Union has around 215 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$132,624,147
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,949
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 76% of credit unions.

Santa Fe Credit Union holds a total of $86,150,000 in loans and leases, which is about $13,949 per member on average.

Savings interest rate
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0.60%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Santa Fe Credit Union pays 0.60%.

Loan rates
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10.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.15%
New car loan rate
Compared to 4.0% nationally
4.15%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
6.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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