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Sce Credit Union

Overview
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Sce Credit Union is a federal credit union based in El Monte, California. It has been opened since 1952, for 68 years.

With around $742,860,000 in assets, Sce Credit Union is considered to be a very large credit union. It has 10 branches and 8 ATM locations.

About
Address Po Box 8017
EL Monte, California 91734
Website http://www.scefcu.org
Phone (626) 960-6888
Fax (626) 646-2255
CEO Daniel Rader
President of the Board Patrick Mccloskey
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
55,924 members
Membership type: Multiple common bond – primary communications and utilities
Above average number of members
304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$742,864,864
Total assets
Above average
10 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.12%
Savings interest rate
Compared to 0.3% nationally
11.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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10 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Sce Credit Union Branch Locations

Sce Credit Union: G.O. Branch (Sce Employees Only)
2244 Walnut Grove Avenue
Go1, 1st Floor
Rosemead, California 91770
No ATM
Sce Credit Union: Boyle Heights
2130 E. 1st Street
Los Angeles, California 90033
No ATM
Sce Credit Union: Lynwood Branch
3200 Mulford Avenue
Lynwood, California 90262
ATM Available
Sce Credit Union: Ontario Branch
975 North Haven Avenue
Suite 100
Ontario, California 91764
ATM Available
Sce Credit Union: Duarte Branch
1175 Huntington Drive
Duarte, California 91010
ATM Available
Sce Credit Union: Irwindale Branch
12701 Schabarum Avenue
Irwindale, California 91706
ATM Available
Sce Credit Union: Henderson
1450 W. Horizon Ridge Parkway Suite C102
Henderson, Nevada 89012
ATM Available
Sce Credit Union: Sahara
6475 W. Sahara Avenue
Las Vegas, Nevada 89146
ATM Available
Sce Credit Union: Southwest
7155 Lindell Road # 150
Las Vegas, Nevada 89118
ATM Available
Sce Credit Union: Corporate Office
12701 Schabarum Avenue
Irwindale, California 91706
ATM Available
Members
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55,924 members
Membership type: Multiple common bond – primary communications and utilities
Above average number of members

With 55,924 members, the Sce Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 92% of credit unions.

Fees
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$160
Average fee per member
The average fee per member at the Sce Credit Union is $160, which is very high compared to most credit unions. This rate is higher than 97% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Sce Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
184 staff members
FTE (full-time equivalent)
2% of employees are part-time
182 full-time, 4 part-time

Sce Credit Union has 182 full-time staff members and 4 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Sce Credit Union has around 304 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$742,864,864
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$17,500
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 87% of credit unions.

Sce Credit Union holds a total of $577,720,000 in loans and leases, which is about $17,500 per member on average.

Savings interest rate
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0.12%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Sce Credit Union pays 0.12%.

Loan rates
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11.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.49%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.00%
New car loan rate
Compared to 4.0% nationally
4.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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