Schenectady County Employees Credit Union is a federal credit union based in Schenectady, New York. It has been opened since 1964, for 56 years.
With around $4,080,000 in assets, Schenectady County Employees Credit Union is considered to be a small credit union.
|Address|| 388 Broadway Suite B. |
Schenectady, New York 12305
|President of the Board||Robert Dantz|
With 792 members, the Schenectady County Employees Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 84% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Schenectady County Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.
Schenectady County Employees Credit Union has 2 full-time staff members and 0 part-time staff members.
The number of members relative to staff members is an indication of how well staffed the credit union is. Schenectady County Employees Credit Union has around 396 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Schenectady County Employees Credit Union holds a total of $2,760,000 in loans and leases, which is about $11,625 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Schenectady County Employees Credit Union pays 0.10%.