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Scott Credit Union Share
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Overview Share
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Scott Credit Union is a federally insured state credit union based in Edwardsville, Illinois. It has been opened since 1943, for 79 years.

With around $1,219,600,000 in assets, Scott Credit Union is considered to be a very large credit union. It has 17 branches and 16 ATM locations.

About Share
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Address 101 Credit Union Way
Edwardsville, Illinois 62025
Website http://www.scu.org
Phone (618) 345-1000
Fax (618) 659-8578
CEO Frank M. Padak
President of the Board William Hostetter
Services Offered
Score Card Share
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79 years
Years in business
Opened in 1943
Well Capitalized
Net worth classification
Source: NCUA
142,796 members
Membership type: State chartered natural person credit union
Above average number of members
564:1
Credit union member to staff ratio
564 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$1,219,604,278
Total assets
Above average
17 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
8.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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17 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
Scott Credit Union Branch Locations

Scott Credit Union: Fairview Heights Branch
555 Lincoln Highway
Fairview Heights, Illinois 62208
ATM Available
Scott Credit Union: Highland Branch
12455 State Route 143
Highland, Illinois 62249
ATM Available
Scott Credit Union: Mascoutah Branch
1248 W. Main Street
Mascoutah, Illinois 62258
ATM Available
Scott Credit Union: Waterloo Branch
1019 North Illinois Route 3
Waterloo, Illinois 62298
ATM Available
Scott Credit Union: Edwardsville Branch
1067 S. State Route 157
Edwardsville, Illinois 62025
ATM Available
Scott Credit Union: Ofallon Branch
712 E. Highway 50
O. Fallon, Illinois 62269
ATM Available
Scott Credit Union: East Belleville Branch
648 Carlyle Avenue
Belleville, Illinois 62221
ATM Available
Scott Credit Union: Scott Afb Branch
302 W. Winters Street
Scott Air Force Base, Illinois 62225
ATM Available
Scott Credit Union: Collinsville Branch
1100 Belt Line Road
Collinsville, Illinois 62234
ATM Available
Scott Credit Union: Home Office
101 Credit Union Way
Edwardsville, Illinois 62025
ATM Available
Scott Credit Union: Wood River Branch
570 Wesley Drive
Wood River, Illinois 62095
ATM Available
Scott Credit Union: Troy Branch
501 Edwardsville Road
Troy, Illinois 62294
ATM Available
Scott Credit Union: West Belleville Branch
4807 W. Main Street
Belleville, Illinois 62226
ATM Available
Scott Credit Union: Ladue Branch
8866 Ladue Road
Saint Louis, Missouri 63124
ATM Available
Members Share
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142,796 members
Membership type: State chartered natural person credit union
Above average number of members

With 142,796 members, the Scott Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Fees Share
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$62
Average fee per member
The average fee per member at the Scott Credit Union is $62, which is high compared to most credit unions. This rate is higher than 61% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Scott Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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564:1
Credit union member to staff ratio
564 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
253 staff members
FTE (full-time equivalent)
0% of employees are part-time
253 full-time, 0 part-time

Scott Credit Union has 253 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Scott Credit Union has around 564 members per staff, a high ratio compared to other credit unions.

Assets Share
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$1,219,604,278
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$11,674
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 62% of credit unions.

Scott Credit Union holds a total of $996,400,000 in loans and leases, which is about $11,674 per member on average.

Savings interest rate Share
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Scott Credit Union pays 0.25%.

Loan rates Share
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8.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.74%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.59%
New car loan rate
Compared to 4.0% nationally
4.19%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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1.49%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.25%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Scott Credit Union

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Scott Credit Union: Waterloo Branch
Credit Union Branch: 1019 North Illinois Route 3
Waterloo, Illinois 62298 ATM Available
Scott Credit Union: East Belleville Branch
Credit Union Branch: 648 Carlyle Avenue
Belleville, Illinois 62221 ATM Available
Scott Credit Union: Highland Branch
Credit Union Branch: 12455 State Route 143
Highland, Illinois 62249 ATM Available
Scott Credit Union: Ofallon Branch
Credit Union Branch: 712 E. Highway 50
O. Fallon, Illinois 62269 ATM Available
Scott Credit Union: Edwardsville Branch
Credit Union Branch: 1067 S. State Route 157
Edwardsville, Illinois 62025 ATM Available
Scott Credit Union: Mascoutah Branch
Credit Union Branch: 1248 W. Main Street
Mascoutah, Illinois 62258 ATM Available
Scott Credit Union: Collinsville Branch
Credit Union Branch: 1100 Belt Line Road
Collinsville, Illinois 62234 ATM Available
Scott Credit Union: Fairview Heights Branch
Credit Union Branch: 555 Lincoln Highway
Fairview Heights, Illinois 62208 ATM Available
Scott Credit Union: Home Office
Credit Union Branch: 101 Credit Union Way
Edwardsville, Illinois 62025 ATM Available
Scott Credit Union: Troy Branch
Credit Union Branch: 501 Edwardsville Road
Troy, Illinois 62294 ATM Available