Feedback
Share
Link
Link copied!
Asset Brief
Seaport Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Seaport Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

Seaport Credit Union is a federal credit union based in Elizabeth, New Jersey. It has been opened since 1969, for 53 years.

With around $74,420,000 in assets, Seaport Credit Union is considered to be a large credit union. It has 3 branches and 1 ATM locations.

About Share
Link
Link copied!
Address 5080 Mclester Street
Elizabeth, New Jersey 07201
Website http://www.seaportfcu.org
Phone (908) 558-6124
Fax (908) 558-6482
CEO Lisa Ramos
President of the Board Vincent Marino
Services Offered
Score Card Share
Link
Link copied!
Back to Top
53 years
Years in business
Opened in 1969
Well Capitalized
Net worth classification
Source: NCUA
5,060 members
Membership type: Community credit union
Average number of members
266:1
Credit union member to staff ratio
266 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$74,417,977
Total assets
Above average
3 branches
Compared with an average of 4 nationally and 2 in New Jersey
Above average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
12.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
3 branches
Compared with an average of 4 nationally and 2 in New Jersey
Above average number of branches
Seaport Credit Union Branch Locations

Seaport Federal Credit Union
5080 Mclester Street
Elizabeth, New Jersey 07201
ATM Available
Seaport Federal Credit Union
1210 Corbin Street
Elizabeth, New Jersey 07201
No ATM
Seaport Federal Credit Union
302 Port Jersey Boulevard
Jersey City, New Jersey 07305
No ATM
Members Share
Link
Link copied!
Back to Top
5,060 members
Membership type: Community credit union
Average number of members

With 5,060 members, the Seaport Credit Union is considered to be a medium size credit union. It is larger than 57% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$85
Average fee per member
The average fee per member at the Seaport Credit Union is $85, which is high compared to most credit unions. This rate is higher than 77% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Seaport Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
266:1
Credit union member to staff ratio
266 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
19 staff members
FTE (full-time equivalent)
27% of employees are part-time
16 full-time, 6 part-time

Seaport Credit Union has 16 full-time staff members and 6 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 73% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Seaport Credit Union has around 266 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$74,417,977
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$11,677
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 62% of credit unions.

Seaport Credit Union holds a total of $35,480,000 in loans and leases, which is about $11,677 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Seaport Credit Union pays 0.20%.

Loan rates Share
Link
Link copied!
Back to Top
12.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.39%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.09%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
3.60%
New car loan rate
Compared to 4.0% nationally
3.76%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.24%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.34%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

More Credit Unions

See all...
Advanced Financial Credit Union
Credit Union: Well Capitalized New Providence, New Jersey 8359.0 $94 million Well Capitalized
Kearny Municipal Employees Credit Union
Credit Union: Well Capitalized Kearny, New Jersey 763.0 $9 million Well Capitalized
Bay Ridge Lodge No 632 Credit Union
Credit Union: Well Capitalized Marlboro, New Jersey 35.0 $90k Well Capitalized
Hoboken N J Police Credit Union
Credit Union: Well Capitalized Hoboken, New Jersey 800.0 $10 million Well Capitalized
Vah Lyons Employees Credit Union
Credit Union: Well Capitalized Lyons, New Jersey 1654.0 $42 million Well Capitalized
Health Care of New Jersey Credit Union
Credit Union: Well Capitalized Mount Holly, New Jersey 1935.0 $6 million Well Capitalized
Clifton NJ Postal Employees Credit Union
Credit Union: Well Capitalized Clifton, New Jersey 366.0 $3 million Well Capitalized
Abco Credit Union
Credit Union: Well Capitalized Rancocas, New Jersey 34028.0 $191 million Well Capitalized
Mercer County Improvement Authority Credit Union
Credit Union: Well Capitalized Hamilton, New Jersey 193.0 $369k Well Capitalized
Mid-State Credit Union
Credit Union: Well Capitalized Carteret, New Jersey 1452.0 $17 million Well Capitalized

Additional Credit Unions

See all...
South Jersey Credit Union
Credit Union: Well Capitalized Deptford, New Jersey 54365.0 $367 million Well Capitalized
Merck Employees Credit Union
Credit Union: Well Capitalized Rahway, New Jersey 25090.0 $2 billion Well Capitalized
Riegel Credit Union
Credit Union: Well Capitalized Milford, New Jersey 8057.0 $127 million Well Capitalized
Wakefern Credit Union
Credit Union: Well Capitalized Elizabeth, New Jersey 1376.0 $10 million Well Capitalized
Paterson Police Credit Union
Credit Union: Well Capitalized Paterson, New Jersey 701.0 $5 million Well Capitalized
South Jersey Gas Employees Credit Union
Credit Union: Well Capitalized Folsom, New Jersey 929.0 $10 million Well Capitalized
Monmouth County Postal Employees Credit Union
Credit Union: Well Capitalized Red Bank, New Jersey 1285.0 $26 million Well Capitalized
Xcel Credit Union
Credit Union: Well Capitalized Bloomfield, New Jersey 16197.0 $170 million Well Capitalized
Rutgers Credit Union
Credit Union: Well Capitalized New Brunswick, New Jersey 9184.0 $82 million Well Capitalized
B-M S Credit Union
Credit Union: Well Capitalized New Brunswick, New Jersey 4608.0 $100 million Well Capitalized

Additional Credit Unions

See all...
Bayonne City Employees Credit Union
Credit Union: Well Capitalized Bayonne, New Jersey 780.0 $5 million Well Capitalized
L'Oreal Usa Credit Union
Credit Union: Well Capitalized Mountainside, New Jersey 3373.0 $25 million Well Capitalized
Public Service Plaza Credit Union
Credit Union: Well Capitalized Newark, New Jersey 1202.0 $19 million Well Capitalized
New Brunswick Postal Credit Union
Credit Union: Well Capitalized New Brunswick, New Jersey 2881.0 $16 million Well Capitalized
Bayonne School Employees Credit Union
Credit Union: Well Capitalized Bayonne, New Jersey 640.0 $4 million Well Capitalized
Essex County NJ Employees Credit Union
Credit Union: Well Capitalized Newark, New Jersey 2012.0 $7 million Well Capitalized
Camden Police Credit Union
Credit Union: Well Capitalized Camden, New Jersey 196.0 $670k Well Capitalized
Proponent Credit Union
Credit Union: Well Capitalized Nutley, New Jersey 25133.0 $471 million Well Capitalized
Newark Post Office Employees Credit Union
Credit Union: Well Capitalized Newark, New Jersey 1234.0 $3 million Well Capitalized
Public Service H C Employees Credit Union
Credit Union: Well Capitalized Brick, New Jersey 960.0 $9 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Seaport Credit Union

See all...
Seaport Federal Credit Union ATM
Credit Union ATM: 5080 Mclester Street
Elizabeth, New Jersey 07201
National Association Credit One Bank
Bank: Las Vegas, Nevada 122402133.0
Seaport Federal Credit Union
Credit Union Branch: 302 Port Jersey Boulevard
Jersey City, New Jersey 07305 No ATM
First Credit Bank
Bank: West Hollywood, California 122237599.0
Seaport Credit Union: North Jersey Credit Union
Credit Union Branch: 711 Union Boulevard
Totowa, New Jersey 07512 No ATM
Seaport Credit Union
Credit Union: Well Capitalized Elizabeth, New Jersey 5060.0 $74 million Well Capitalized
Credit First National Association
Bank: Brook Park, Ohio 41202980.0
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Seaport Federal Credit Union
Credit Union Branch: 1210 Corbin Street
Elizabeth, New Jersey 07201 No ATM
Seaport Federal Credit Union
Credit Union Branch: 5080 Mclester Street
Elizabeth, New Jersey 07201 ATM Available