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Sei Credit Union

Overview
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Sei Credit Union is a federal credit union based in Pocatello, Idaho. It has been opened since 1935, for 85 years.

With around $21,060,000 in assets, Sei Credit Union is considered to be an average size credit union.

About
Address Po Box 1466
Pocatello, Idaho 83204
Website http://www.seius.org
Phone (208) 233-4395
Fax (208) 232-2329
CEO Rob North
President of the Board Pete Welsh
Services Offered
Map
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Score Card
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85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
2,590 members
Membership type: Multiple common bond – primary military
Average number of members
288:1
Credit union member to staff ratio
288 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$21,063,720
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 5 in Idaho
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 5 in Idaho
Average number of branches
Sei Credit Union Branch Locations

Sei Credit Union: Main
555 North 5th Avenue
Pocatello, Idaho 83201
No ATM
Members
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2,590 members
Membership type: Multiple common bond – primary military
Average number of members

With 2,590 members, the Sei Credit Union is considered to be a medium size credit union. It is larger than 41% of credit unions.

Fees
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$179
Average fee per member
The average fee per member at the Sei Credit Union is $179, which is very high compared to most credit unions. This rate is higher than 98% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Sei Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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288:1
Credit union member to staff ratio
288 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
9 staff members
FTE (full-time equivalent)
20% of employees are part-time
8 full-time, 2 part-time

Sei Credit Union has 8 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 80% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Sei Credit Union has around 288 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$21,063,720
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$10,313
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 52% of credit unions.

Sei Credit Union holds a total of $18,270,000 in loans and leases, which is about $10,313 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Sei Credit Union pays 0.10%.

Loan rates
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12.65%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.69%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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5.87%
New car loan rate
Compared to 4.0% nationally
9.51%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.42%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
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