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Self Reliance Ny Credit Union

Overview
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Self Reliance Ny Credit Union is a federal credit union based in New York, New York. It has been opened since 1951, for 69 years.

With around $1,329,990,000 in assets, Self Reliance Ny Credit Union is considered to be a very large credit union.

About
Address 108 2nd Avenue
New York, New York 10003
Website http://www.selfrelianceny.org
Phone (212) 473-7310
Fax (212) 473-3251
CEO Bohdan Kurczak
President of the Board Stefan Kaczaraj
Services Offered
Map
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Score Card
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69 years
Years in business
Opened in 1951
Well Capitalized
Net worth classification
Source: NCUA
15,272 members
Membership type: Associational – other than faith or fraternal based
Above average number of members
364:1
Credit union member to staff ratio
364 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$1,329,989,936
Total assets
Above average
5 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
1.10%
Savings interest rate
Compared to 0.3% nationally
9.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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5 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
Self Reliance Ny Credit Union Branch Locations

Self Reliance Ny Credit Union: Lindenhurst
225 North 4th Street
Holy Family Ukrainian Catholic Church
Lindenhurst, New York 11757
No ATM
Self Reliance Ny Credit Union: Astoria
3201 31st Avenue
Astoria, New York 11106
No ATM
Self Reliance Ny Credit Union: Uniondale
226 Uniondale Avenue
Street Vladimir Parish Center
Uniondale, New York 11553
No ATM
Self Reliance Ny Credit Union: Kerhonkson
6329 Route 209
Kerhonkson, New York 12446
No ATM
Members
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15,272 members
Membership type: Associational – other than faith or fraternal based
Above average number of members

With 15,272 members, the Self Reliance Ny Credit Union is considered to be a large credit union. It is larger than 78% of credit unions.

Fees
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$66
Average fee per member
The average fee per member at the Self Reliance Ny Credit Union is $66, which is high compared to most credit unions. This rate is higher than 64% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Self Reliance Ny Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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364:1
Credit union member to staff ratio
364 per each FTE employee
Compared to 411:1 nationally
Average number of staff
42 staff members
FTE (full-time equivalent)
25% of employees are part-time
36 full-time, 12 part-time

Self Reliance Ny Credit Union has 36 full-time staff members and 12 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 75% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Self Reliance Ny Credit Union has around 364 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$1,329,989,936
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
17.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$141,119
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 100% of credit unions.

Self Reliance Ny Credit Union holds a total of $701,780,000 in loans and leases, which is about $141,119 per member on average.

Savings interest rate
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1.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Self Reliance Ny Credit Union pays 1.10%.

Loan rates
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9.95%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.45%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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2.99%
New car loan rate
Compared to 4.0% nationally
Mortgage rates
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5.55%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.25%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
4.30%
Other real estate loan rates
Compared to 0.9% nationally
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